Bluestone now lending up to 75% across all of their tiers for residential and BTL

Great news! Following our recent return to new lending, we’re pleased to be extending our product range to include AAA, AA, A & BBB up to 75% LTV on our residential and Buy-to-Let product ranges.

Here’s a quick summary of our key features:

  • We’re now accepting applications across all tiers (Clear, AAA, AA, A & BBB) to a maximum LTV of 75%
  • AVM’s available on qualifying loans in our Clear category, valued up to £600,000
  • No credit scoring
  • Up to 4 defaults & 3 CCJ’s allowed in the last 3 years per applicant (unsatisfied)
  • Up to 4 missed mortgage payments in months 13-24, none in months 0-12
  • Ignore all CCJ’s & Defaults under £300
  • Up to 2 missed payments per unsecured credit in the last 6 months
  • Minimum 1 years self-employed
  • Use the latest years accounts for affordability
  • Fees free remortgage products available
  • Consumer Buy to Let & First-time landlords accepted

There can be no doubt that we are operating in a disrupted market environment, and over the past few weeks, we have been working hard to get back to what we do best, which is provide great service, high-quality specialist underwriting decisions, and most importantly strong outcomes for our intermediary partners and their customers.

The available products are live in Bluelink and all sourcing systems will be updated to reflect these changes as soon as possible. Full details on our key features can be found in our latest product guide.

Your usual business contact may not be available. However, we are on hand to help with all new enquiries. Please contact us on 0800 368 1833 for assistance.

We’re very much open for business and we appreciate your continued support and understanding during this time as we strive to make our products and services suitable for your customers.

Thanks,

Bluestone Mortgages

T: 0800 368 1833

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