Not every business-purpose case requires extensive documentation especially when the client’s income remains unaffected.
Here’s a recent example where a clear, low-risk proposal allowed us to progress quickly and confidently.
A broker approached us with clients looking to raise funds to purchase a yard as part of a franchise-based land-rental model. At first glance, the case stood out.
Here’s why:
- Client income remained unaffected Their existing employment wasn’t impacted — their involvement was limited to securing the yard.
- Operationally effortless Once up and running, the yard could be managed remotely via an app and mobile entry system — eliminating staff costs.
- Proven franchise model The franchise was already established and profitable, significantly lowering risk.
- Clear and straightforward proposal No additional supporting documents were required beyond the broker’s explanation.
By the time the case reached underwriting, the only outstanding item was the RICS report. Once received, the application progressed smoothly.
Why this matters
When a case demonstrates strong fundamentals, we can take a closer look and find solutions that work for you and your clients.
If you have a complex scenario you’d like to explore, just reach out to leon.griffiths@selinafinance.