ALL LENDER UPDATES

In case you haven’t seen – we reduced our BTL rates for UK Residents across standard and specialist ranges. Please find details below: Standard BTL rates:  2-year fixed rates from 2.44% 5-year fixed rates from 4.24% Available to both individual and limited companies Specialist product rates for HMO, Portfolio landlords, New Builds and Holiday Lets: 2-year fixed […]

Do you have a client who needs help financing their tax bill? The Self Assessment tax deadline is 31 January, and if your client is facing a shortfall, we may be able to help. At Mercantile Trust, paying a tax bill is an acceptable lending purpose, and we have multiple fast-track solutions designed specifically for urgent situations like this.

This update introduces new rates and adds flexibility across our residential mortgage range, helping you place more cases confidently and support customers who can’t be helped by the High Street. New Residential price bandings and expanded range Two new price bandings and revised Residential rates – now starting from 4.94%. An expanded product range designed

It’s more difficult than ever for your customers to save a deposit, afford monthly repayments and secure the homes they want. That’s without adverse credit added into the mix. So, we’ve added extra shots into our signature resi blend to make it even easier for your customers to get what they need: NEW 40-year term –

Our recent Home A-Loan report shows just how tough the mortgage landscape has become. 38% of adults feel worse off than 2024 as rising costs tighten their budgets. Yet the drive to own a home hasn’t faded. It’s only getting stronger.  Across the UK, bold borrowers are adapting fast – 17% have taken on second jobs or side hustles to stay on track. And despite the pressure, 49% remain optimistic about their

Following your feedback, we’ve made exciting changes to our commercial and semi-commercial new business ranges to make them more accessible to your clients. You’ll see updated arrangement fees, loan amounts and limited editions, plus reduced rates across selected products. Key highlights include: Commercial New extended choice of lower arrangement fees 1% fee added to core

Our Specialist Finance guide is now available to download on the link below. This resource provides brokers with an overview of specialist finance, outlining how it is structured, where it sits within the property finance market, and how it’s commonly used across a range of scenarios. Inside, you’ll find an overview of: What specialist finance

We are pleased to share a copy of the Fleet Mortgages Rental Barometer with you which we’ve published today, covering Q4 2025 rental yields across England and Wales plus additional Fleet data from the last quarter, as well as the supporting press release. Fleet Mortgages’ Rental Barometer Q4 2025 Landlords continue to benefit from strong

More borrowing power means more opportunities to place applications – we’ve strengthened affordability across our residential mortgage range. What’s changed? Enhanced income multiples for professionals – Eligible professional clients can now borrow up to 6x income. Improved access to higher income multiples on Core Range – We’ve unlocked 5x income from £70,000. Updated cost of living assessment –