ALL LENDER UPDATES

We’ve introduced a new discount Expat BTL mortgage: 2 Year Discount at 5.29% (2.31% Discount from our SVR, currently 7.60%), 75% LTV, £999 fee, max loan £1m. As it’s a discount product, it also benefits from up to 25% overpayments without ERC. Product page

We’ve improved our affordability calculator – up to 25% more borrowing power now available. On 1 December, we made further improvements to our Owner Occupier affordability calculator for Repayment and Interest-Only mortgages. This significantly enhances how much your clients can borrow. These updates are designed to give you greater flexibility and support more positive outcomes

Christmas is nearly upon us, the budget is finally out of the way and the good news is that West One can still get your bridging deals completed before the big day. Think of us as your financial elves—quick, efficient, and working right up to Christmas (as well as during and after)! Before you dive into

We’ve delivered another improvement today, which should enable you to place more business with Pepper and support the borrowing needs of more customers. As always, if you have any questions, please contact your BDM. Increased Maximum Repayment Term For loans of £150,000 and more we’ve increased our maximum repayment term from 30 to 40 years,

We are pleased to share that from today, Friday 28th November, our maximum loan-to-income (LTI) has increased from 4.5x to 5.5 across both The Mortgage Lender and Bluestone Mortgages.  This means we can now assess affordability across our residential range using a maximum multiple of 5.5x, for single or joint incomes.  The update applies to all repayment types and

All three parts of our new Expat podcast series with Mortgage Solutions are now available to watch. Senior Account Director, Paul Roberts, and BDM, Nathan Waller, join Anna Sagar, Deputy Editor at Mortgage Solutions, to discuss the evolving Expat mortgage market. They explore how younger customers are entering the space, how demand is shifting towards the Gulf

We’re writing to let you know that as of 5th January 2026, Halifax Bank, BM Solutions and Scottish Widows Bank for Mortgage, Product Transfer and Further Advance products procuration arrangements will change. The changes are part of a strategic review of procuration fees across Lloyds Banking Group brands, to ensure consistency and fairness across all

When supporting professional portfolio landlords and Limited Company investors, you need a lending partner that provides certainty and efficiency. At LendInvest, we’ve always been committed to making the mortgage process as simple as possible, no matter the size of the portfolio. How we can Cut the Complex for your portfolio landlord clients: Unlimited Portfolio Capacity: We

We’re always listening to adviser feedback and looking for ways to better support them and their landlord clients. That’s why we’re pleased to announce another key enhancement to our lending criteria, along with a summary of other improvements we’ve introduced this year, all designed to make it easier for advisers to do business with us.

Heading into 2026, there are two sectors no mortgage broker can afford to overlook: the Later Life and Buy to Let markets. At our recent roundtable with Michael Craig (Brilliant Solutions), Louise Stevens (Coreco Group) and Sanjay Gadhia (Mortgage Advice Bureau), I discussed the trends we’re seeing in both spaces. The Later Life and Buy to Let sectors