ALL LENDER UPDATES

You’re approached about a remortgage for a loan of £1.2m at 90% LTV. The joint applicants have been employed in the same roles for more than five years, however they have a combined income of just over £225k and have one dependent. Usually, the maximum loan on a 2-year fixed rate is £779,945 (at 3.4x […]

West One is glad to share our Residential Remortgage offerings! Remortgage IN DAYS with West One! The fast track service offered by West One utilises an on-site legal team, flexible product criteria, and a manual approach to underwriting that can support these borrowers looking to remortgage.  West One Residential Remortgages: Fast track remortgage service provided by our

Foundation Home Loans Exclusive We are delighted to  share with you our latest Packager Exclusive 2-year fixed rate Up to 75% LTV  Minimum loan size £50K  LLC BTL-F1 Special Green ABC+ EPC A to C 5.84% 1.25% fee – No App Fee  Free Valuation  

As of today, Thursday, December 19th Foundation Home Loans are thrilled to announce new products across their Buy-to-Let Specials and Residential ranges. Foundation Home Loans’ Specials range now features our new F1 Green Special 2 Year Fixed product. This product boasts a rate of 5.84% up to 75% LTV, a 1.25% fee, one free valuation, and no application

Foundation Home Loans, a leading specialist lender, has announced two new features within its Houses in Multiple Occupation (HMO) product range, aimed at providing investors with enhanced support and flexibility in the growing HMO market. Foundation is releasing new HMO products, with rates reduced by up to 30bps within its BTL range. Additionally, Foundation continues

It’s a challenging time for landlords, with the recent Budget presenting notable hurdles for landlords and brokers. Our latest landlord survey highlights disappointment, with 72% of landlords expressing dismay over the Budget. A key concern for many is the increase in stamp duty on second homes and investment properties. Nearly 40% of landlords indicated that

Lendinvest share their latest USP’s and a reminder that they will be in the Connect office the 3rd Tuesday of every Month Starting from 21st January. Residential Mortgages (£50k- £1.5m) Capital raise for debt consolidation, business usage or property investment up to 90% LTV NO debt to income ratio, No credit scoring and no minimum

Beverley Building Society specialises in mortgages that consider the unique features associated with mixed-use properties. Here’s a snapshot of our offering… Home & business use – eg. small shops, cafés, tea rooms, hairdressers, kennels,  catteries, etc. Up to 75% LTV Occupancy split: maximum 60% commercial – minimum 40% residential Owner occupier only Rural – not town centre or

Growing opportunities for brokers With so much having changed in the mortgage market since our last report in 2022, we wanted to refresh our understanding of the sector, examine the implications of its evolution and to share our findings with you You may have seen in the press recently that we have released our white

We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024. This growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes. To