At Zurich, we understand that no two customers are the same. That’s why we’re committed to making protection solutions as straightforward and flexible as possible. Our ‘Protection Pathways’ explore how you can create tailored solutions designed for customers at different stages of life—from single renters to families with children and beyond. Our next case study […]
Protection pathways – meet Toni and Zac, a blended family Read More »
We’ve made a number of enhancements, giving you and your landlord clients more BTL options and greater flexibility. What’s new? New Special Edition 2 and 5 year Fixed Rates with a 2% product fee HMO & MUFB first-time landlords now considered (subject to criteria) Home ownership minimum now just 3 months on Standard Properties and
New products. Broader criteria. Same great service Read More »
New Build cases can be some of the most complex cases you’ll deal with. Tight deadlines, developer incentives, and clients who don’t always fit a traditional lender’s criteria can make an already pressured process even more challenging – especially when timing is critical. That’s where Kensington comes in. We’re here to support your residential and
Mortgages for New Build Read More »
We’ve reduced rates by up to 40bps across our Core, Large Loan, Near Prime Residential, and Core Buy to Let ranges – effective immediately. All sourcing systems and Product Guides have been fully updated. What else is new? 95% LTV pound‑for‑pound remortgages – open to new business and existing customers on our Residential Core range. For full details on the points
After listening to your feedback we’ve streamlined our DIP, creating a slicker experience that makes it easier for you to place your cases with us. Find out more here What this means for you These changes mean less time spent on admin and more time placing cases with confidence. And just a reminder – completing a
Streamlined Decision in Principle – Simpler, swift, stress-free Read More »
TSB has launched Portfolio Buy to Let for Landlords with 4 or more mortgaged Buy to Let properties, up to a maximum of 10. Customers can have a maximum of 10 mortgaged BTL properties (max 5 with TSB up to £2m total) 75% LTV with max loan of £1m HMO/Holiday let income – acceptable for
Portfolio Buy to Let launches with TSB Read More »
Our resi lending blend has been refined even further, removing the friction that slows down your cases and helping to broaden eligibility. What’s new? We’ve increased our interest-only lending up to 75% LTV plus we’ve removed the minimum equity requirement on the sale of security. This means fewer declines and even faster decisions. And that’s
Introducing our NEW interest-only criteria. Read More »
We’ve increased our LTV limits for Foreign Nationals and added to our acceptable Visa’s list, for customers without Permanent Rights to Reside. We now accept a 15% deposit Deposits now follow our standard deposit policy, including Gifted deposits and Builders Cash Incentives Clients must have a sole income of £50k+ (PA) or a joint income
We’re helping unlock more doors for Foreign Nationals Read More »
Open the door to 0% deposit mortgages. Built to help your clients step onto the property ladder sooner, combining longer-term certainty with modern flexibility: April’s No Deposit mortgage. • Up to 100% LTV • £24k minimum household income • Sole or joint applications • For FTBs and movers • 4.49x LTI Backed by the certainty of modern longer-term fixed rates, with the flexibility of no ERCs when moving home, unlimited overpayments and automatic rate
Open the door to 0% deposit mortgages Read More »
Clear Solutions for Debt Consolidation If you’re supporting customers with higher levels of unsecured borrowing – including loans, credit cards or store cards – Metro Bank can offer a clear and practical approach to debt‑consolidation applications up to 80% LTV. Perfect for customers dealing with: High credit‑card utilisation Multiple unsecured commitments Recent credit instability Reasons
Metro Bank for Debt Consolidation Read More »
