ALL LENDER UPDATES

At Foundation Home Loans, we’ve recently made exciting changes that’ll give your landlords extra flexibility and make placing cases that bit easier. Landlord customers will now be able to let properties to selected Housing Associations (HA) and Local Authorities (LA), opening up new opportunities for landlords to support social housing. However, this only applies to […]

We’re launching a new communication tool to enhance your clients’ experience as they approach the end of their fixed-rate period — and to make it easier for you to support them in choosing their next product. How it works: From 11 September, clients will automatically receive timely, personalised notifications starting 6 months before their fixed-rate term ends.

Picture this. Your high net worth clients have found their dream seaside home and are looking for a loan just shy of £2m to fund the purchase. But their income is complex, relying mainly on dividend earnings from shares in their business. And the property, whilst habitable, is in need of refurbishment. That’s where we come in.

The landscape has changed over recent years. With side hustles that evolve to full-time businesses, multiple jobs, and the growth in the gig economy, the needs of the self-employed applicant have never been as important. At LendInvest, we recognise these needs and may be able to help your self-employed clients with their home ownership aspirations.

Welcome to our September Newsletter. As we fall into Autumn, the broker team is ready and waiting to help your customers. With the summer holidays over, we are expecting a very busy few months. We are happy to look at all deal types, but please see below some key areas that make us different from

Let’s Scratch that Niche  Missed payments: We look at missed payments, but anything under £250 won’t count towards product tiering. If your customer has up to 3 missed payments of £250 plus in the last 6 months, they will be considered.  Adverse: Applicants with more recent credit issues could still be eligible under Vida’s Packager Tier.

We are excited to announce that we have revamped our product set to improve the experience of choosing a Landbay product & by popular demand, we are introducing Holiday lets! . We are also running a competition campaign to drive engagement, which will be embedded adviser facing comms that we will send over separately – please upload/send

Summary of Finsec Finsec offer homeowner business loans, lending to Ltd Co’s/LLP’s, secured by Personal Guarantee’s supported with a charge over resi/BTL property up to max 70% LTV (inclusive of fees added). Good business with an excellent loan book. Loans to £250,000 (higher on referral – up to £500K) 12-180m term – Term we offer

Need support for your resi cases? Residential new business rates refreshed Now from 4.76% 55% LTV available with 1% fee option 65% LTV available with 1% and £1,495 fee options 1%, £1,495 and £0 fee options available up to 95% LTV Take me to the products Rates reduced on Help to Buy and Right to

Earlier this week, we launched our refreshed website to help make it even easier for you to find what you need when working with us. I also wanted to let you know about some important updates to how our products are displayed on sourcing systems, and where you can find them online. What’s changed? All