ALL LENDER UPDATES

HLAs one of our selected Packager partners, you have exclusive access to our range of semi-commercial mortgages – for properties with combined Residential and Commercial use where the residential valuation and rental income are in excess of 60% of the property total. Criteria at a glance – Semi-commercial mortgages Maximum loan up to £3 million […]

Reductions across 80% LTV fixed rate products We’re pleased to be repricing several 80% LTV 2 and 3 year fixed rate products. These will be available for purchase and remortgage from Tuesday 21 November 2023. New products – available from 21 November 2023 Residential Capital & Interest 80% 2 Year Fixed C&I at 5.49% 80% 3 Year Fixed C&I at 5.49%

Pepper Money have made changes to over 300 of our products, with rate reductions across our Residential and Affordable Homeownership ranges. In addition to our core range reductions, our Limited Edition 3-year fixed rates have also been cut to support customers in the final steps of their credit repair. Here’s some key highlights of the changes:

The multi-award winning Mortgage Inside podcast hosted by Phil Spencer is back.  Make sure you join Phil and industry-leading guests fortnightly to guide you through the ever-changing landscape of the housing market.  In episode 1 you’ll hear Phil and Will Hobbs, Chief Investment Officer, Barclays Private Bank & Wealth Management discuss the current position of

With effect from Wednesday 22nd November, we’ll be making a number of changes to our residential and Buy-to-let (BTL) mortgage product ranges. Summary of changes: Existing residential customer switching 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing 2 & 3 Year Fixed Standard at 60%, 70%, 75%, 80%,

Return of Shared Ownership Our range isn’t complete without a shared ownership product, so we’re delighted to be sharing this news. This fixed rate product will be available for purchase and remortgage from Tuesday 21 November 2023. Read on for some key product features. Available from 21 November 2023. Shared Ownership 2 Year Fixed at 6.09%

On Tuesday 21st November, Virgin Money launched new exclusive 2-Year and 5-Year Fixed Purchase and Remortgage products. New Exclusives 85% LTV purchase fixed rates from 4.9%. 60% and 75% LTV remortgage fixed rates from 4.54%. If you’re applying for one of these products on behalf of your customer, please send the application as soon as

Coventry for Intermediaries have reduced selected residential fixed rates including all new business 3 year fixed rates, with a selected number of 2 & 5 year fixed rate reductions too. In support of first time buyers Coventry have tailored products available up to 95% LTV with an added bonus of £500 cashback. Or for those

Gen H has announced they’ll include Experian’s Score Boost data in their credit decisioning to help more aspiring homeowners find their place on the property ladder, sooner. Many aspiring homeowners are locked out of homeownership by credit scores that don’t meet a lender’s credit threshold. Experian Boost takes into account recurring expenses like Netflix, Spotify

With many developers still feeling the burden of a slow sales pace across the marker, there is a real opportunity for brokers and lenders to provide a solution. Our developer exit product is among the most popular offering we have. Three points that set it aside from others in the market: Our rates start as