ALL LENDER UPDATES

Completed in 5 Days – Even on Pension & PIP

We recently supported a client who needed funds for home improvements and to clear a credit card balance. While the case presented typical lending constraints—age restrictions and income solely from pension and PIP—we delivered a quick and tailored solution. Sale to payout in just 5 days  £11,498 first charge loan (including fees) over 36 months This case shows our ability […]

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TML Brokers Prove Essential for Non-Traditional Mortgage Applicants

96% of non-PAYE applicants said mortgage brokers understood their needs when it came to buying a property, with one in three (65%) applicants saying brokers understood their needs completely, according to the latest research from The Mortgage Lender (TML). Overwhelmingly, 94% said brokers knew what lenders to approach for their application and 93% said their knowledge

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Nationwide Minimum Income Reductions

We’re reducing the minimum incomes for both sole and joint applicants: Sole applicants – £30,000 (reduced from £35,000) Joint applicants – £50,000 (reduced from £55,000) This change follows the regulator’s recent announcement that enables lenders to increase high loan to income lending. We’ve moved quickly so that we can support more first time buyers to get on the property

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With the rise in demand for specialist lenders across the UK, now is an excellent opportunity for brokers like you to diversify your offerings to your clients. Bluestone Mortgages’ research shows that 24% of UK adults have missed one or more payments in the past 12 months. It’s important to take the time to understand your client’s

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MFS The Shocking Truth About Buy-to-Let in 2025

Despite rising costs, regulation, and uncertainty, new data reveals a surprising number of Brits still believe in buy-to-let. Discover in Market Financial Solutions’ industry report how optimism, inheritance, and strategy could spark a new wave of buy-to-let investors. We Answer These Key Questions: How many people want to own BTL properties? What’s prompting landlords to

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Bridging Finance Recharged

Our bridging finance proposition is now stronger than ever. We’ve made some changes to make complex cases simpler and straightforward deals even more accessible. Here’s what’s new: Higher loan limit We’ve extended our maximum loan size to £5m on our tier one and two bridging finance products – making it available to even more clients. Plus, we’ve launched a new

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Pepper Money | Discover Our Interest Only Inclusive Criteria

We recently shared Malcolm and Amanda’s story, showcasing how an interest-only mortgage helped them extend their stay by another 10 years in the family home they cherish. Read their story This  week, we want to talk about our diverse range of interest-only criteria, designed to support your just-off-high-street customers when they fall just short of

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