ALL LENDER UPDATES

Reflecting on October, we have seen colder temperatures taking hold and Storm Barbet raging across the UK. The storm in the UK mortgage market however, appears to have calmed. SWAP rates appear to have stabilised, with 2-year SWAPs remaining around 5.1% and 5-year close to 4.7%. Average fixed mortgage rates have cooled for 11 consecutive […]

We have announced significant changes to our criteria, alongside rate reductions today. To assist you with understanding more about the changes, I have prepared a summary for you below. 3-2-1-0 Product Tiers Our product tiers are now simply aligned with the number of credit events we allow in that tier. For example, Tandem Zero is

Investing in property is increasingly a long-term ‘play’ and, as such, needs to be treated as such when it comes to the finance that is recommended. Those who take this seriously have much longer time horizons when it comes to their investments, which no longer number merely single-digits. These are properties which landlords want to

Even lower 3-year fixed rates are here!   Free valuation and cashback options. Available now. We’ve got another round of 3-year fixed rate reductions for you! Here’s what we’ve lowered: Purchase 3-year fix – £999 and £1,999 fees reducing rates at 75% and 90% LTV. Remortgage 3-year fix – £999 and £1,999 fees reducing rates at

Are your clients ready to elevate their property investments and unlock their full potential? If so, we’re excited to announce the launch of our brand-new Rental Yield Calculator! This tool is designed to arm you with the knowledge and insights to better guide your clients in maximizing their property investments. It’s a valuable resource for both

We are delighted to let you know we are reducing our rates across all product tiers and we will be making changes to our criteria with immediate effect. Usually we would provide 24 hours notice of change, however we feel that you should be able to access rate reductions immediately. Key changes: We have reduced

Vida enhances affordability with lending into retirement and reprices entire range Vida have increased the maximum age at the end of term to 80 years old Maximum potential mortgage term extended from 40 years to 45 years Rates have been reduced across the entire product range and new limited edition products launched Vida, the specialist

Vida enhances affordability with lending into retirement and reprices entire range Vida have increased the maximum age at the end of term to 80 years old Maximum potential mortgage term extended from 40 years to 45 years Rates have been reduced across the entire product range and new limited edition products launched Vida, the specialist

We’ve recently introduced significant enhancements across our Commercial and Semi-Commercial products, designed for PROfessionals, by PROfessionals. Our latest product improvements include: Reducing the minimum loan size to £250,000 Increasing the maximum LTV for Commercial to 65% Increasing the maximum LTV for Semi-Commercial to 75% Re-introducing retail units as acceptable security Alongside these enhancements, we’ve also

Please see below a snippet from one of our latest thought leaderships that you may wish to share with your brokers.  EPC: Preparing landlords for the future The future can be quite uncertain in terms of Government intervention on moving the minimum EPC level within the private rental sector to C, from either 2025 for