ALL LENDER UPDATES

Beverley Building Society specialises in mortgages that consider the unique features associated with mixed-use properties. Here’s a snapshot of our offering… Home & business use – eg. small shops, cafés, tea rooms, hairdressers, kennels,  catteries, etc. Up to 75% LTV Occupancy split: maximum 60% commercial – minimum 40% residential Owner occupier only Rural – not town centre or […]

Growing opportunities for brokers With so much having changed in the mortgage market since our last report in 2022, we wanted to refresh our understanding of the sector, examine the implications of its evolution and to share our findings with you You may have seen in the press recently that we have released our white

We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024. This growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes. To

It may be Friday the 13th but today is all about good luck and giving, as we approach the festive break. At Kuflink, we have just launched a promotion whereby your clients will receive a FREE VALUATION! Read on to find out more… Applies to cases completed by the 28th February 2025 Client valuation fee will be refunded

Reduced products & latest enhancements We’ve reduced all of our products across Residential and Buy to Let and made enhancements to our criteria and application process. Our  price reductions are across our Buy to Let range by up to 0.26% and our Residential range by up to 0.15%. View All the Produce Here Criteria updates Buy to Let

Foundation Home Loans are thrilled to announce reductions across their Buy-to-Let Specials range. Effective on Thursday, December 12th, they have introduced revised rates that offer your landlords a variety of options to meet their diverse needs and circumstances. Buy to Let Special Products: F1 Portfolio Landlord 5 Year Fixed rates reduced by up to 0.30%

Tight Rent Remo? This alternative to PTs Could relieve the Stress Pound-for-pound remortgages might be the best kept secret in BTL lending right now. This clever feature in a lender’s criteria offers a route for intermediaries to help landlord borrowers whose rent is very tight, who therefore might believe that a product transfer with their

Following the withdrawal of our lifetime tracker products, it’s not all bad news because Moda are delighted to share details of their new range of limited edition 2 and 5 year fixed rate products. What’s new? NEW: Limited edition 2 year and 5 year 75% LTV fixed rates 2 year rates from 3.64%  5 year rates from

Thanks for your continued support. It’s the season of giving, so in that spirit, we’re continuing to gift you more of your time back. We’re making it easier and quicker to complete a Pepper secured loan by updating the Nivo submission checklist to reflect the changes we’ve made over the last 12 months.  Nivo Submission

With year-end and the festive season nearly upon us, I’m excited to share a brand-new educational resource with you: The ultimate guide to property types: Our comprehensive Property Types Guide is now available to download. This informative resource breaks down the key considerations and market trends associated with a variety of property types.  Explore the Guide In