ALL LENDER UPDATES

  Good news – we’ve enhanced our residential lending policy With effect from today, Monday 1st September, we will be making the following changes to our residential lending policy. Introducing Loan to Income (LTI) multiples for First Time Buyers (FTB) To support FTBs we have introduced new LTI multiples to help them take their first […]

August was  a big month for us here at Barclays, and some real positive steps to make it even easier for our broker partners to do business with us.  Take a look at the summary below.   Any questions,  do let me know   Our new residential application system is now live We’ve launched our

In a busy world, simpler workflows can make all the difference. That’s why we’ve streamlined our application process to make things easier for you and your clients.   We want to provide a modern, fast and customer-friendly way for clients to submit their documentation, which is where Docusign comes in…   DocuSign is a digital

Eligible product transfer clients could benefit from a lower rate sooner with no ERC We’re not all words and no action here at Santander. That’s why we’re delivering on our pledge to improve our product transfer process for you and your clients. Have you heard? Not only could your product transfer clients benefit from a

We’ve expanded our solicitor panel and have now partnered with LMS Panel Link, the solicitor panel management specialist. This new facility has been introduced to offer you a much wider selection of fully vetted solicitor firms for both limited company and personal name applications. By using this platform, we have removed the need for a

There’s a growing number of doctors, IT contractors, architects, and other skilled professionals coming to the UK. They’re high earners with long-term plans to settle here. Many are technically self-employed, and many are still underserved by mainstream lenders. That’s where we step in. We’re supporting self-employed visa workers with criteria designed to make lending possible,

Q2 2025 The latest and final Landlord Trends reports are here. Including our Regional Snapshot and Rental Income Analysis reports. Regional Snapshot report Our snapshot report gives you a regional view of landlord confidence, profitability and market dynamics. View full report Reports by region: East of England Central London North East England South East England

Automating valuations. Accelerating lending. When trying to obtain finance at speed for a client, anything that can help minimise delays is welcome. If a valuation can be conducted in seconds rather than waiting days for an appointment, that can make the difference between completing a deal and satisfying a client – and a missed opportunity.

Joe Dewsbury, BDM, explains… Click here to watch! <70% LTV Downsizing (sale of main residence) £150k minimum equity* No minimum income threshold 90 years – maximum age at end of term Affordability calculated on an interest only basis. *All applications are subject to full underwriting, affordability and valuation. If you need the human touch, then

Lending up to 7x LTI for Higher-Income Applicants We now offer lending up to 7x loan-to-income (LTI) for applicants with a minimum income of £60,000 per annum, up to 90% LTV. Lower Income Threshold for Higher LTI Borrowing We have reduced the minimum income requirement from £60,000 to £40,000 per annum for customers seeking to borrow at 4.5x LTI and above (to