ALL LENDER UPDATES

Below is a snippet from one of the latest thought leaderships. Key Workers continue to be essential to our society Before the pandemic, one might have had a few misconceptions defining what a ‘Key Worker’ was, and the work they carried out within the UK. We have come to understand the vital role they play […]

At 5:30pm on Friday 18th August 2023 we will be withdrawing our Limited Edition BTL 5 year fixed 6.69% product. DIPs relating to this current product must be submitted by 5:30pm on Friday 18th August 2023 and converted to a full FMA and submitted before 5.30pm on Wednesday 23rd August 2023. DIPs relating to this current product which have not been converted

Following a review, Pepper will be increasing the Lender Base Rate to 5.20% with effect from September 1st 2023. How does this affect Sales I have made or will make?  If your customer has already received a Mortgage Offer from us, then you need do nothing. Where applicable, we will write to the applicants advising them

Over the last decade, the number of new-build properties in the UK has increased significantly. New builds feature many selling points, from modern designs and five-star amenities to new appliances and lower maintenance costs. In fact, tenants often seek out newer buildings, and this has seen a rise in the number of investors considering new-build

Recent research by Royal London revealed that 77% of people are worried about mortgage expenses, and 89% are concerned about energy bills, which have increased by an average of £441 a year. A recent Utility Warehouse study found that over one-third of UK adults are earning multiple sources of income to help address their growing outgoings. This figure is expected to grow to nearly half by 2025.

Further to the announcement we made yesterday, all fixed rates have been reduced by between 0.4% and 1.1% depending on the product!   Due to the fact we book your clients funds at application stage, regretfully we are unable to amend any products on existing applications.     Product Guide

As swap rates have stabilised in recent weeks, we have reviewed our product range and as a result, we are launching a new set of 2-Year Fixed Rate products which will be available from 09:00am Wednesday 9th August 2023. Please find below further details of our new 2-Year Fixed Rate products: Available across our three

Imagine you’re called by a customer who’s struggling to secure a residential mortgage with a mainstream lender. You find out they’re a self-employed sole trader who set up their own plumbing business 18 months ago. Their business has gone from strength-to-strength, they earned £35,000 in the first year of trading and they’re projected to earn £45,000

Good news! We’ve lowered ALL our 2, 3 and 5-year fixed rates. Rates start from 5.44% Up to £1,000 cashback on 2 & 5-year fixed rates. Free valuation on every case. As swaps continue to fall, we’re thrilled to announce that we’ve lowered our rates again. NEW lower fixed rates: Available across our entire 2, 3 and 5-year

On Thursday 3 August, the Bank of England (BoE) base rate increased by 0.25% from 5.00% to 5.25%. Santander tracker products will increase by 0.25% from the beginning of September. Payments will change from October onwards. This includes the Follow-on Rate, which will increase by 0.25% to 8.50%. Alliance & Leicester tracker products will increase by