ALL LENDER UPDATES

Aldermore today announces three brand new pledges for its broker partners. The lender’s public display of commitment comes as the broker community continues to navigate ongoing unpredictability in the mortgage market. Chief among these pledges is Aldermore’s promise to offer at least one full working day’s notice of any product withdrawal, as well as guaranteeing […]

Please see below a snippet from one of our latest case study that you may wish to share with your brokers. Complex income – Professionals with Locum Find out how you can boost your client’s borrowing capacity and income potential with flexible options for self-employed and rental income. Read the full case study here

3-year or 2-year? You decide! New market-leading 3-year fixed rates from just 5.79% Range of options, including for purchases and remortgages. Launching Wednesday 26th July at 9 am. We’ve done it again! As swap rates continue to drop, we’re lowering all our 3-year fixed rates to pass the savings on to you and your customers. Discover our

Our refurbishment product is our most popular offering. Here are 6 reasons why: We lend 70% LTV NET day one  Interest is rolled, not retained. In addition, we fund 100% of build costs. Drawn in stages, with interest only charged on drawn funds. We lend up to 70% LTGDV. We don’t cap at 65% like most

Good news – we’ve reduced all rates across our bridging range! With rates now starting at 0.82%, you can view our full range of updated rates by clicking through to our product guide below. Bridging Highlights* Maximum LTV: Bridge term: Loan size: Arrangement fee: Interest basis: DIP Decision: Up to 80% LTV Net Between 6 –

Pepper Money new Limited-Edition products have gone live this morning offering reduced rates against our current range. You can find the new range here Limited Edition – Residential Mortgage Products – Pepper Money UK In some cases, rates have gone down by as much as 0.95% and they’re the biggest reductions we’ve been able to

Effective Tuesday 25th July, we’re changing our Buy to Let stress rates as follows within our Decision in Principle (DIP) and Full Mortgage Application (FMA): 2 year fixed – increase stress rate from 8.1% to 8.6% 5 year fixed – increase stress rate from 6.89% to 7% Like for Like Remortgage – increase from 7.54%  to 8.21%  Our Buy to Let

New business and product transfer fixed rate increases and other changes   On Tuesday 25 July, we’re increasing selected residential and Buy to Let fixed rates across both the new business and product transfer ranges. In the new business range, we’re introducing new 60% LTV Buy to Let fixed rates and withdrawing the large loan Buy

In addition to our weekly service update, we will be sharing key updates and criteria based on your feedback. For all your cases, we don’t credit score or charge upfront application fees, and our lending decisions are made by underwriters. This week you’ve asked about…  Our government affordable home ownership schemes – Shared Ownership up

Our fixed-rate products, including standard properties, HMO and MUFB, have significantly reduced rates by up to 0.70% We’ve also reintroduced trading company fixed rates and First-time landlord small HMO/MUFB products. For enhanced affordability, all our products come with flexible variable fee structures. Please visit our website to see the full range. Like-for-like Remortgage Standard 2