ALL LENDER UPDATES

If your client is a landlord or property investor with low or irregular income, they might think a buy to let mortgage is out of reach. At Mercantile Trust, we make it possible! We offer Buy to Let Mortgages with no minimum income requirement for existing landlords — meaning your clients investment potential isn’t limited by their payslip. Who […]

Did you know we’ve got a mortgage calculator on the Afin website? It’s super useful and really simple to use; perfect for anyone thinking about buying a home or remortgaging. Check it out here

Leeds Building Society has expanded its lending to offer rate switching options for buy to let landlords operating through a limited company structure. The changes mean that brokers can help their clients switch to a new limited company buy to let mortgage deal with Leeds once their existing term comes to an end. Limited company buy

Get a piece of the action!  We’ve completely revamped our resi range to give customers more choice. Featuring reduced rates and pricing at three new LTVs, with a variety of fee options, we’re unlocking more opportunities. In a nutshell: NEW 55%, 65% and 80% LTV pricing NEW 5-year fixed from 72% NEW 2-year fixed from 73%

Following the announcement that Bank of England Base Rate has been cut, we can confirm that Shawbrook Base Rate has decreased to 4% (as of 8th August 2025).   Our Buy-to-Let, Commercial and Semi-Commercial mortgage variable rates have been impacted. Please download our updated product guide and Product Transfer Rate Sheet. If you have any queries please

NEW – 5.49 x income if:  Applicant/s can evidence 12 months of rent* or One applicant earns at least £75k (previously £100k) *where rental payments are within 10% of new monthly mortgage payment. In other news…  Simultaneous Completion is no longer required (up to 80% LTV)  We will allow capital raising to purchase a BTL in a Ltd

HMO lending can be complicated, but it doesn’t have to be.  At Foundation Home Loans, we’ve built one of the broadest and most flexible HMO ranges in the intermediary market.  Designed for cases that don’t always fit the high street mould, our HMO range is a great fit for brokers working with us for the

Our latest blog looks at the rise of diverse income sources and foreign nationals in the UK workforce is creating a growing demand for specialist lenders, as traditional banks struggle to serve these complex borrowers. With around 9 million self-employed or non-UK workers in the UK, but specialist lenders serving only 10% of the mortgage

More than half of Small Business Owners feel their employment status negatively impacts their property ambitions Over half (53%) of small business owners feel their employment status has negatively impacted their property ambitions, according to research from The Mortgage Lender (TML). Of those who felt this way, 21% said they have had to consider abandoning

Clients could borrow even more with our improved loan to income multiples We’re improving our loan to income multiples (LTIs). This, together with our March affordability rate improvements, means we could help many more of your clients secure the mortgage amount they need. Plus, we’re simplifying our repayment and interest only LTI multiples and increasing our