ALL LENDER UPDATES

For more than 50 years, Hodge has been making a difference to its customers’ lives, helping them achieve their financial goals with our personal savings accounts, tailored mortgage options and bespoke real estate finance (commercial development and investment) solutions. Over the years Hodge has created specialist mortgage products to support borrowers who don’t fit the […]

2024 was an amazing year for us, and we feel so lucky to have you as our partner —or a partner-to-be! To kick off the new year on the right foot, we’re super excited to share some updates about our product criteria. Here’s what’s new: Reduced rates AVM criteria got a big upgrade. No more

We created 3 & Easy, to help your customers into the home they want to own, sooner than they hoped they could. A 97% mortgage, with the usual flexible Vida criteria and common-sense underwriting, designed to help you help your customers turn dreams into reality sooner, using just a 3% deposit! Highlights of the 3 & Easy product range include: Available

Automate Cascade, Instant Decision, Soft Footprint Self-employed individual earning £24K. Looking to buy their first property. Their trading year ran from October to October. Customer would’ve had to wait until the following April, to be able to use their first SA302 income. Credit history featured a minor historical blip. A major high-street lender ran an

To help boost buying power, UTB has launched a 90% Residential Mortgage Product Range for 2, 3 and 5 year fixed rates. UTB Mortgages has expanded its residential mortgage product range to include two, three and five year 90% loan to value residential products, in aim of helping more customers with their borrowing needs. Whether

Happy New Year!  2024 was an amazing year for us, and we feel so lucky to have you as our partner —or a partner-to-be! To kick off the new year on the right foot, we’re super excited to share some updates about our product criteria. Here’s what’s new: Reduced rates AVM criteria got a big

Here is a quick reminder of how Foundation Home Loans can help you! Residential Joint Borrower Sole Proprietor Key Workers – 5.5 x income Professional Mortgages – 6 x total income for key professions. £4£ remortgages – modified calculator so no LTI caps Up to 4 applicants on one application Earned income considered to 75

Zurich UK emphasises the value of IFA’s engaging with young people, recognising their growing interest in life insurance, and the importance of adapting to their digital communication preferences. Our research determines young people are interested in life insurance, including 72% of those aged 18 to 24 years and 73% of those aged 25 to 29.

At the Tipton, we understand one mortgage type doesn’t fit all. We apply common-sense to our underwriting, using experienced case handlers to manually assess and progress each application. Our approach recently helped broker Anil Patel of Equality Finance get a better remortgage product for his client, halving their existing interest rate. The borrower’s previous deal

You’re approached about a remortgage for a loan of £1.2m at 90% LTV. The joint applicants have been employed in the same roles for more than five years, however they have a combined income of just over £225k and have one dependent. Usually, the maximum loan on a 2-year fixed rate is £779,945 (at 3.4x