ALL LENDER UPDATES

As part of our latest updates, we’re pleased to announce an enhancement to our bridging loan criteria to support trading businesses. Key Criteria: Exit via Sale: We’re happy to consider applications where the exit strategy is a sale, subject to valuer confirmation of sufficient sales demand within the loan term. Exit via Refinance: Where the exit […]

From today, 13th August, we have reduced a number of rates on our Buy to Let products. Selected 2-year and 5-year fixed rate products have been reduced by up to 0.5% Rates start from 3.49% for standard properties and 3.89% for HMO and MUB. We are now offering free valuations on all of our Buy-to-let products

As momentum builds around the need for more energy-efficient properties, savvy landlords are exploring developer incentives on new builds, which already meet requirements for the government’s forthcoming EPC reforms. This is something we’ve seen at Kensington since the introduction of our BTL Prime range, and some Mortgage broker firms highly active in New Build are

We’ve listened to your feedback and the needs of the market – that’s why we’ve refreshed our Residential Near Prime and Core propositions to give you more options for customers with a less than perfect credit profile. This is another step in Metro Bank’s journey to becoming a leading specialist lender. Here’s a snapshot of

If your client is a landlord or property investor with low or irregular income, they might think a buy to let mortgage is out of reach. At Mercantile Trust, we make it possible! We offer Buy to Let Mortgages with no minimum income requirement for existing landlords — meaning your clients investment potential isn’t limited by their payslip. Who

Did you know we’ve got a mortgage calculator on the Afin website? It’s super useful and really simple to use; perfect for anyone thinking about buying a home or remortgaging. Check it out here

Leeds Building Society has expanded its lending to offer rate switching options for buy to let landlords operating through a limited company structure. The changes mean that brokers can help their clients switch to a new limited company buy to let mortgage deal with Leeds once their existing term comes to an end. Limited company buy

Get a piece of the action!  We’ve completely revamped our resi range to give customers more choice. Featuring reduced rates and pricing at three new LTVs, with a variety of fee options, we’re unlocking more opportunities. In a nutshell: NEW 55%, 65% and 80% LTV pricing NEW 5-year fixed from 72% NEW 2-year fixed from 73%

Following the announcement that Bank of England Base Rate has been cut, we can confirm that Shawbrook Base Rate has decreased to 4% (as of 8th August 2025).   Our Buy-to-Let, Commercial and Semi-Commercial mortgage variable rates have been impacted. Please download our updated product guide and Product Transfer Rate Sheet. If you have any queries please