ALL LENDER UPDATES

Bridging Loan new criteria.  Equitable charges increased to 70% LTV! As a specialist second-charge bridging loan lender, we’re committed to making the loan process even easier and more flexible for you and your clients. As part of our new criteria, we’ve improved our equitable charge product. We will now lend to 70% LTV, increased from […]

Five ways for brokers to thrive in 2025  Client communication, a flexible approach and continuous professional development are  all key to building a broker business, says Nicola Goldie, Head of Strategic Partnerships &  Growth at Aldermore.  Brokers and lenders have become well-versed in expecting the unexpected over recent years.  We’ve learned to adapt, whether to

Cambridge BS have launched a new Buy To Let discounted product with no early repayment charges into our standard Buy To Let range. We’ve made the addition to our standard range to provide flexibility and choice to landlords in this ever-changing market.  Offering standard Buy To Let mortgages up to 80% LTV, with Top Slicing available for landlords

Foundation Home Loans will launch two new Buy to Let Limited Edition products with competitive rates and cash back to support your landlords. New F1 Limited Edition 5 Year Fixed Rate Mortgages 75% LTV: 6.09% with £1,995 product fee 80% LTV: 6.34% with £1,995 product fee This new range is particularly suitable for landlords seeking

Today, we’ve launched our new Property Plus and HMO Plus products exclusively through chosen packagers, designed to broaden our lending criteria and provide innovative solutions for your complex borrowers. Key features Expanded criteria for selected properties Consideration of properties above all types of commercial premises Tailored underwriting process Our new products: 2 Year Fixed Property

We’ll now tell you upfront if a company structure fits our Limited Company lending policy. Meaning you will know this before keying a full application. Just search for the company and create a case in TMW Online as you do now. Then, run the pre-application check and we’ll let you know if you are good to move

Following recent positive moves in swap rates, we’re pleased to confirm that we are reintroducing the five-year fixed rate products we withdrew last week and cutting some of our five-year fixed rate products by 30bps, please see further details below. The following products will be reintroduced: 5-Year 65% LTV Fixed Rate products (Standard and Limited

Get  your week started the right way with these new rate reductions We’ve lowered all 2, 3 and 5-year fixed rate products which will be live from 21 Jan.  Browse our full product range and be the first to lock in the new rates!  

Did you know that you no longer have to select the L&G club route when they submit business to The Mortgage Lender.  The became effective January 2025. So now, when you submit a case you can choose to submit direct. Should you have any questions relating to this contact your BDM. alice.baggott@themortgagelender.com Mobile: 07983 519279 www.themortgagelender.com

Foundation Home Loans will reduce their Buy to Let core and Specials ranges. The changes include new products with reduced rates to support your individual and limited company landlords. BTL Core changes: New F1 Limited Edition 2 Year Fixed product to 75% LTV, with a rate of 5.65% and a 1% fee New F1 Limited