Aldermore have finalised our First Time Buyer index and are proud to provide you with the results. Aldermores latest First-Time Buyer Index reveals a clear difference between what aspiring homebuyers expect and what actually happens, to find out more please click the link. Bridging the first time buyer knowledge gap, where brokers can make the […]
Aldermore FTB Index Read More »
New generations of BTL investors are emerging who will likely force adaptation among advisors and lenders. Millennials, for the first time, accounted for half of all new shareholders in buy-to-let companies across England & Wales last year. By the end of 2025, Millennial and Gen Z landlords accounted for 60% of new BTL investors in
What Brokers Need to Know About the Rise of Younger BTL Investors Read More »
In January we made some exciting improvements! Our maximum loan sizes and LTVs have increased We’ve increased our maximum loan sizes at certain LTVs, across some of our products. This will allow you to support the larger borrowing needs of your clients without having to refer the case, helping to streamline the funding process. View
latest product and criteria updates Read More »
At Zurich, we understand that no two customers are the same. That’s why we’re committed to making protection solutions as straightforward and flexible as possible. Our ‘Protection Pathways’ explore how you can create tailored solutions designed for customers at different stages of life—from single renters to families with children and beyond. Our next case study
Protection pathways – meet Toni and Zac, a blended family Read More »
We’ve made a number of enhancements, giving you and your landlord clients more BTL options and greater flexibility. What’s new? New Special Edition 2 and 5 year Fixed Rates with a 2% product fee HMO & MUFB first-time landlords now considered (subject to criteria) Home ownership minimum now just 3 months on Standard Properties and
New products. Broader criteria. Same great service Read More »
New Build cases can be some of the most complex cases you’ll deal with. Tight deadlines, developer incentives, and clients who don’t always fit a traditional lender’s criteria can make an already pressured process even more challenging – especially when timing is critical. That’s where Kensington comes in. We’re here to support your residential and
Mortgages for New Build Read More »
We’ve reduced rates by up to 40bps across our Core, Large Loan, Near Prime Residential, and Core Buy to Let ranges – effective immediately. All sourcing systems and Product Guides have been fully updated. What else is new? 95% LTV pound‑for‑pound remortgages – open to new business and existing customers on our Residential Core range. For full details on the points
After listening to your feedback we’ve streamlined our DIP, creating a slicker experience that makes it easier for you to place your cases with us. Find out more here What this means for you These changes mean less time spent on admin and more time placing cases with confidence. And just a reminder – completing a
Streamlined Decision in Principle – Simpler, swift, stress-free Read More »
TSB has launched Portfolio Buy to Let for Landlords with 4 or more mortgaged Buy to Let properties, up to a maximum of 10. Customers can have a maximum of 10 mortgaged BTL properties (max 5 with TSB up to £2m total) 75% LTV with max loan of £1m HMO/Holiday let income – acceptable for
Portfolio Buy to Let launches with TSB Read More »
Our resi lending blend has been refined even further, removing the friction that slows down your cases and helping to broaden eligibility. What’s new? We’ve increased our interest-only lending up to 75% LTV plus we’ve removed the minimum equity requirement on the sale of security. This means fewer declines and even faster decisions. And that’s
Introducing our NEW interest-only criteria. Read More »
