ALL LENDER UPDATES

The unique opportunities on offer in an evolving BTL landscape The Q3 2024 Landlord Trends report by Pegasus Insight for Foundation Home Loans presents several challenges for the buy-to-let (BTL) sector, yet these also offer unique opportunities for mortgage intermediaries to engage with and support landlords through an evolving landscape. As landlords face increased pressures, […]

75% LTV BTL Prime Specials are now available We’ve released new 5-year special rates starting from 4.49% for your existing and first time landlords, including Limited Company with up to 4 Directors/shareholders. These are available on 70% and 75% LTV with fee and no fee options. – BTL Prime offers greater affordability for your landlord clients requiring

Please be advised that we have updated our International guide with new interest rates effective Immediately. Expat Tracker Products decreased by 0.25% Expat SVR decreased to 7.24% Non-Resident Trackers decreased by 0.25% Non-Resident SVR decreased to 8.29% Expat BTL Product Guide v7.1                 Non-Resident BTL Product Guide v7.1 Latest ONS data in Servicing

Good news!  We’ve launched some new Buy to Let Specials, take a look! Buy to Let Prime Specials: 75% LTV, 5 years fixed, 4.64%, 5% fee 75% LTV, 5 years fixed, 5.29%, £4000 fee (also available to Limited Company applications) To view our full range of products please see the product guides below Please note, for

The Labour government wants privately rented homes to have a minimum energy performance rating of a C by 2030.  Here Aldermore investigates the impact this may have on landlords. Your landlord clients already have plenty on their plates with the forthcoming Renter’s Right Bill . But there’s another change coming their way,  new Minimum Energy Efficiency Standards

Following the announcement by the Bank of England of a reduction in interest rates, we will be reducing our standard variable rate by 0.25%. Standard Variable Rate Reduction Our standard variable rate will reduce from 5.25% to 5.00% with immediate effect. Our reduced SVR tracker products will be available for selection in our broker portal.

We’ve lowered the minimum equity required on our standard interest-only mortgages by up to £91,500! This means your clients can now access larger loans. Our new Minimum Equity requirements fall into four bands: Two examples of how your clients could benefit… For any questions please get in touch: 020 4525 7754 sales@livemoremortgages.com contact your local business development

Levels of profitability reported by landlords in the third quarter of this year have hit their highest point since the first quarter of 2022, Paragon Bank research has revealed.  A survey of over 700 landlords, carried out on behalf of Paragon by Pegasus Insight, showed that, on average, almost nine in 10 (87%) reported making

Zephyr has enhanced its BTL portfolio service. There is now no limit on the total portfolio loan amount (over £5m assessed on a case-by-case basis), only one £200 application if all properties are submitted within 6 weeks, and a bespoke service which includes a dedicated underwriter. Find out more and get contact details here: www.zephyrhomeloans.co.uk

Did you know, here at Family Building Society we can look at using your clients other assets to help with affordability and not just the usual employed/self-employed income streams. Your client also doesn’t need to be drawing it, they simply have to be able to have access to use it in order for us to consider. This