ALL LENDER UPDATES

Pepper Money have launched a significant improvement to our self-employed policy.  We have introduced the ability to use net-Profit retained within the business as part of our affordability calculation. Under the new criteria, we will allow brokers to use the net profit within our affordability calculation, where earned during the most recent tax year for […]

Following our previous email advising you of forthcoming rate changes, we can confirm the new rates are now live. What’s changing? Standard Capital & Interest, Standard Interest Only & Retirement Interest Only (RIO): All LiveMore 2, 3 and 4 rates reduced by 0.35% They cover the Fee Range, Fee-assisted Range, Fee-assisted Cashback Range and Up-to-100% Debt Consolidation Range Product Guide To register, or to place

Following the reintroduction of our Five-Year EPC A-C products last week, we’re pleased to add new Two-Year EPC A-C products for each of our core ranges, Standard, Limited Company and HMO/MUFB, offering a price incentive for borrowers on these more energy-efficient properties. In addition, we’re cutting pricing on our 75% LTV Two-Year HMO/MUFB product. Please find full

Vida are putting together the ultimate criteria mixtapes – compilations and playlists of our hottest criteria.  This week’s mixtape is ‘Payslip Party’ (Volume 2)… with all our favourite Income hits! Minimum income One applicant must earn at least £15,000. Employed Employed applicants need to provide at least 3 months’ employment history, and the last 3 months’

Good news! Summer may be over, but the Specials keep on coming! Here are some highlights: Buy to Let HMO/MUB Specials: 2 years fixed, 75% LTV, 3% fee, 4.75% 5 years fixed, 75% LTV, no fee, 5.84% also available for Limited Company applications Buy to Let Core Specials: 2 years fixed, 75% LTV, 3% fee, 4.64%

Foundation Home Loans are excited to announce significant rate reductions across their BTL core product range plus a fee reduction of £2,000 on their F2 HMO limited edition product. As the full range has been repriced we invite you to view the product guide here Here’s a sneak peek at our updated offerings: BTL F1 and F2

In case you missed it see Family BS newly released LIMITED EDITION 5yr fixed personal BTL product that we launched. (Full details below) Please note: there is a limited tranche of funds for this product. Once it’s gone, it’s gone! Funds are only reserved upon a full application. If you have any cases you wish

West One are delighted to announce further major product enhancements to their residential mortgage range. Introduction of a Limited Edition 95% LTV products for First Time Buyers We are introducing a new 95% LTV product designed to exclusively support first time buyers: Fixed Rates from 8.19% Standard LTI up to 5.0 times income Allows for

You can’t always rely on the Great British weather, but you can rely on us! This summer we made some fantastic enhancements to our residential, let and bridging products (and our look ) to make it even EASIER to say yes to your cases and work with us. Here’s a reminder of just some of them:

Metro Bank  have listened to your feedback and made some enhancements to their employment and income requirements to help with affordability and maximise the income we can use for your customer. Criteria highlights Child Maintenance (Court Ordered) – accepted providing that the child is under 13 years old at point of application Foster income – accepted with