ALL LENDER UPDATES

First Time Buyers face significant hurdles, including rising house prices, affordability challenges, and limited housing stock. Kensington Mortgages highlights the essential role brokers play in guiding buyers through these difficulties. Brokers can provide tailored advice, increase awareness of schemes like Shared Ownership, and help buyers secure mortgage options. This article is an insightful resource for […]

We know the mortgage market is forever evolving, and it’s often hard to keep up with everything that’s going on. That’s why we’ll always let you know when things change. And on that note, while you can already submit selected residential new business on MSO, you’ll soon be able to submit Interest-only, new build and

For many prospective purchasers, saving a deposit is a significant hurdle, leaving adult children living with their parents for years while they try to save. While parents often wish to help, they may not have the financial flexibility to gift the necessary funds. The Family Assist mortgage from Beverley Building Society is bridging this gap,

Close to half (45%) of non-PAYE workers who have applied for a mortgage have had their application rejected according to new research from The Mortgage Lender (TML). TML’s recent research amongst 2000 non-traditional workers, including self-employed workers, freelancers and gig economy workers, found that nearly one in ten (9%) of those who have applied for

Earlier this year we launched our Structured Real Estate offering, delivering a premium case management case service for Buy-to-Let and Commercial Mortgages over £5m and Bridging loans over £2.5m. But what does that mean for you and your clients? Our offering includes: Tailored loan structuring Dedicated Relationship Manager Daily deal forum (with key decision makers) Portfolio

We are delighted to announce a number of rate reductions across our second charge product range. Here’s a summary of the changes: Apex 0 5-year fixed rates starting at 6.49% 3-year fixed rates starting at 7.00% 2-year fixed rates starting at 7.14% Apex 1 5-year fixed rates starting at 7.09% 3-year fixed rates starting at 7.45% 2-year fixed rates starting at 7.59% The residential range of products

West One are glad to update you with our LATEST Buy-to-Let news. We will be implementing changes on our 1st Charge BTL product range. The changes affect our Limited Edition, Standard, Specialist, and Complex product ranges. Please see below updates, we’d be delighted if you can share with your members. Product Changes: Core Range: 15bps reduction

We’ve launched new limited editions Buy to let products with rate cuts & fee reductions Find out more → We have created a new suite of limited edition buy to let products that will suit almost every landlord’s needs. Lower rates:  From 3.99% for loan sizes between £100k and £750k   Lower fees: From £799    Lower

We’ve launched some new Buy to Let Specials, take a look! Buy to Let Prime Specials: 75% LTV, 5 years fixed, 5.04%, 3% fee 75% LTV, 5 years fixed, 5.84%, no fee (also available to Limited Company applications) Don’t forget our Buy to Let Prime range is assessed a higher of initial payrate or 5%

2-year fixed, 75% LTV from only 4.04% 5-year fixed, 75% LTV from only 4.74% Plus Competitive rates with broad LTV and fee options remain across our wider product range… 2-year fixed Standard Buy-to-Let from 2.83%  HMO/MUFB from 2.98% 5-year fixed Standard Buy-to-Let from 4.61%  HMO/MUFB from 4.67% All products are available to Individuals and Limited Companies LTV Options: