ALL LENDER UPDATES

When we speak to new brokers, one of the most common things we hear is ‘Wow! I didn’t know you did that!’ At Family Building Society, we understand that lending to borrowers with complex income streams isn’t always straightforward. That’s why we manually underwrite every case, allowing us to assess each application individually and provide […]

In case you missed it, April Mortgages is now officially live on the Connect panel, with exclusive access available to only a select number of networks. April brings a fresh, flexible approach to lending, designed for today’s borrowers and built around how real advisers work. No Deposit Now Available! Introducing April’s No Deposit Mortgage, a

The reductions apply across our new business and retention rates, including our 2-year fixed rates across our Resi Retire, RIO, Resi and Holiday Let ranges, and our 5-year fixed rates on our Resi Range. All the details can be found in the attached update (please feel free to cascade within your networks), and you can

Great news! We’ve improved our Buy to Let criteria to help your landlords get the best out of their investments. For your clients who wish to remortgage with no extra borrowing we’ll now consider rental income which is at least 125% of the monthly interest for Interest Cover Ratio (ICR) applications. Criteria at a glance: No

This week we’ve axed our resi rates – with up to 24bps off! For the first time in a while we’re able to bring you a 2-year fixed resi product starting with a four. These rate slashes include our new 90% expat resi. NEW PRODUCTS from 19 May 2025 80% Resi 2 Year Fixed C&I at 4.85%

Molo have updated their International guide with new interest rates effective immediately. In addition to rate reductions from the recent BOE 0.25% rate drop we have also reduced all Non-Resident Fixed Rates by 0.30%. Please also note that we have updated our acceptable countries list. new v7.5 rates Non-Resident ⇣ fixed rate reductions BOE drop updated acceptable country

Electric vehicles are gaining traction, driven by government mandates like the UK’s 2035 ban on new internal combustion vehicle sales, falling battery costs, and consumer demand for sustainability. In 2024, EVs accounted for 18% of global car sales.  By 2037, while petrol and diesel vehicles may still be sold in developing regions, they will be

Mortgage solutions that seem like magic! Beverley Building Society is proud to stand out in the marketplace for offering innovative lending solutions designed for the complexities of real life. 100% lending – using parents’ property as security 95% mortgage – with a credit search, not a credit score Interest only – with no minimum income threshold; £150k minimum

The months are flying by, and our year-to-date is very strong. The first 3 months of the year saw a record number of enquiries, however, our conversions were slightly down, which was due to many factors such as government changes and worldwide political uncertainty. As the year moves on, it is predicted that business confidence