ALL LENDER UPDATES

West One are delighted to introduce significant pricing reductions across the second charge residential mortgage product range. The new products will be available for selection in our broker portal from 2pm today. Overview Of The Changes Reductions of up to 64bps for 5 year fixed rates now starting from 6.39% Reductions of up to 50bps […]

Following the announcement yesterday, the Bank of England base rate has decreased to 4.5%. Therefore, please note that from today,  Friday 7 February, the reference rate for the current semi-exclusive products with members of Legal & General Mortgage Club will decrease to 4.5% and our intermediary website will be updated in due course.  Click here

We understand the challenges you face when securing mortgages for visa-holding clients. Temporary residency shouldn’t limit investment opportunities, which is why our buy-to-let products are designed to help you support valuable investors with competitive, accessible solutions. Key features for your visa-holding clients include: Current UK residency (last 3 months) with strong credit footprint Loans up

Scenario: Our brokers client was looking to remortgage a recently converted vacant care home to a 14 bed HMO, with the aim of raising funds for an onward purchase. There were four applicants, looking to remortgage the property in a limited company SPV and let it out on a corporate let basis to a well

We are pleased to announce some enhancements to our residential mortgage product range. Shared Ownership – Dual Representation Now Available We can now offer the options of dual representation legal services for Shared Ownership purchases and remortgages. This service will be available exclusively through Gorvins Residential LLP and will be subject to our standard fee

Got 5 minutes? Watch our latest video to hear from our Head of Sales Chris Thompson and National Account Manager Stacey Wood as they share insights into our larger loan solutions and the tools we’ve got available to make it easy for you to place your next complex case up to £5m. Check it out

We understand that each person is unique and that many cases are too complex for the ‘High Street’. Where customers have circumstances that require a bit more flexibility, you need a lender who’ll take a different view. CUSTOMERS WE LOVE TO HELP • Owners of unusual properties or construction types / unencumbered properties • Professionals

SDLT Increases:  How to prepare for the increase coming into place. Following the announcement from the Autumn Budget, the Stamp Duty Land Tax (SDLT) thresholds are changing from 1st April 2025, introducing a 2% SDLT rate for properties priced between £125,001 and £250,000. This, alongside the 5% higher rates surcharge, means landlords and investors may

Business Loans, Residential: 2nd charge only.  BTL: 1st and 2nd charde. Did you know we offer business loans secured against both residential (2nd charge only) and buy-to-let properties? Whether your customers are expanding their business or need funding for a new purchase, we have the right financial solution to support them. Now is the perfect

The buy-to-let market has been a go-to for many investors looking to earn steady rental income and see their property values grow. But lately, there’s been a lot of chatter about whether this market is struggling or even “dead.” So, what’s really going on? In this article, we’re going to dig into the current state