ALL LENDER UPDATES

Great news – we’ve eased our residential stress testing for loans up to £5m, including expat solutions. What does this mean for you and your clients? As the stress rate is now lower for many scenarios, this gives clients the chance to increase their borrowing potential and boost affordability. This means that even more can now access our mortgage […]

We’ve made updates to our starting rates across our product range. Take a look below. Rates are now dynamically generated, making them more accurate, personalised, and competitive. For tailored rates, use the Quick Quote feature in the Broker Portal. Homeowner Loan starting rates: Product Low LTVs High LTVs Variable +3.09% +4.66% 2 Yr fixed 6.84%

Plus, reduced min loan size & new owner occupier range We’ve made key changes across our commercial and semi-commercial products, including launching a new range, reducing rates and lowering our min loan amount. In a hurry? Here are the highlights: NEW Commercial range dedicated to owner occupiers Refreshed products for commercial investment Rates reduced by

Time for a switch with our refreshed range? We’ve switched up our product transfer range, and have made changes across our commercial and semi-commercial segments. Here are the highlights: PRODUCT TRANSFERS NEW Commercial range Rates from 7.64% with 2% fee Discounted rates for properties with an ECP rating C+ Product transfer guide NEW Semi-commercial range Rates

Keystone Property Finance understands that navigating the world of complex Buy to Let (BTL) can be difficult. However, with Keystone, you will always have everything you need to place your BTL cases. Keystone prides themselves on helping brokers when it comes to specialist lending, and this is reflected within their products and criteria. Their specialist

Vida, the specialist lender, has announced a series of enhancements across its Buy-to-Let and Residential product ranges, reinforcing its commitment to being the specialist in specialist and helping more people find a place to call home. Buy-to-Let Product and Policy Enhancements Rate Reductions of up to 0.51% across new business products: Vida has repriced much of

“We understand that, for self-employed customers, accounts may fluctuate or be more complex…” Head of New Business, Stu Bryce, explains why we work a little differently to the larger lenders at: View Here We can consider a mortgage application for your self-employed client in one of the following ways…  1 year’s trading – <80% LTV

We understand how important it is for you to have reliable lending options that cater to your clients’ diverse needs. At Central Trust, we’re proud to offer tailored loan solutions specifically designed for your Northern Ireland clients, helping you secure more cases and provide exceptional service. Why work with Central Trust for your NI Clients?

These changes will especially benefit self-employed applicants, those needing high-LTV loans, and families on average household incomes Gen H has implemented sweeping changes to its LTI limits designed to enable more buyers to borrow more as they find their place on the property ladder. Effective immediately: Self-employed applicants can now borrow up to 5.5 times