ALL LENDER UPDATES

We’ve increased our LTV limits for Foreign Nationals and added to our acceptable Visa’s list, for customers without Permanent Rights to Reside. We now accept a 15% deposit Deposits now follow our standard deposit policy, including Gifted deposits and Builders Cash Incentives Clients must have a sole income of £50k+ (PA) or a joint income […]

Open the door to 0% deposit mortgages. Built to help your clients step onto the property ladder sooner, combining longer-term certainty with modern flexibility: April’s No Deposit mortgage. • Up to 100% LTV • £24k minimum household income • Sole or joint applications • For FTBs and movers • 4.49x LTI Backed by the certainty of modern longer-term fixed rates, with the flexibility of no ERCs when moving home, unlimited overpayments and automatic rate

Clear Solutions for Debt Consolidation If you’re supporting customers with higher levels of unsecured borrowing – including loans, credit cards or store cards – Metro Bank can offer a clear and practical approach to debt‑consolidation applications up to 80% LTV. Perfect for customers dealing with: High credit‑card utilisation Multiple unsecured commitments Recent credit instability Reasons

Big news…Specialist lender Market Harborough Building Society has officially expanded into central Scotland, giving brokers even more choice, flexibility and access to our award‑winning service. And when we say award‑winning, we mean it. We’re proud holders of the Feefo Exceptional Service Award, the Platinum Trusted Service Award (three years in a row!) and Bridging Lender of the Year at the Mortgage Introducer Awards. CEO Iain

We’re excited to let you know that we’ve launched the new Advice+ Broker Portal, designed to make submitting and managing referrals quicker and more efficient. Until now, referrals have been submitted via our website form. Going forward, you’ll be able to submit cases through our dedicated broker portal, helping streamline the process for both you and your

Saffron for Intermediaries has partnered with Brickflow, bringing our complete, end-to-end Property Development Finance proposition onto the Brickflow platform. The partnership means brokers can now access and source our full property development finance suite in one place – from land acquisition through construction and on to exit – making it easier to structure funding solutions

Great news! From today, we’ve reduced some of our rates by up to 50bps across our SB1 Specialist Buy‑to‑Let range: Rates now start from: Single Lets from 4.64% with AVMs available (subject to criteria) directly through our Broker Hub HMO & MUFB from 4.69% available for properties up to 10 occupants (HMO) or units (MUFB) with commercial valuations available As a reminder,

January has been a long month, so we’re bringing you some good news as it comes to an end. We’ve reduced rates across our Resi Retire and Resi product ranges, while also introducing a new fee-free 5-year fixed product to our Holiday Let range. Retention rates are also reducing and are live on our website

In today’s mortgage market, the brokers who thrive aren’t just chasing volume, they’re finding niches. Why? Because underserved clients need solutions, not standard products and when you deliver those solutions, you win loyalty and long-term business. At Beverley Building Society, we specialise in creating bespoke products for borrowers who don’t fit the mainstream. Here are