ALL LENDER UPDATES

Our Joint Borrower Sole Proprietor (JBSP) is designed to give family members the opportunity to help each other achieve their housing goals, and in some cases earlier than otherwise expected. JBSP mortgages can be used by first time buyers or second steppers needing help with affordability. We can also support clients in retirement or help parents […]

We’ve reduced selected rates within our buy to let range and introduced three new products, helping you support your clients seeking greater flexibility in an uncertain market. Today’s change F1 5 Year Fixed ERC3 reduced by 0.10% to 5.54% with a 1% fee up to 75% LTV F1 2 Year Discount initial rate reduced by 0.05%

Our flexible criteria and willingness to consider cases other lenders deem too complex gives us an edge. Complex trading structures got you scratching your head? We accept any SPV SIC code, so we can consider anything from a traditional limited company right up to landlords purchasing using a trading company. Non-standard property left you wondering where

We are delighted to announce some positive changes to our second charge product range. KEY HIGHLIGHTS Buy-to-Let Second Charge Product Refresh We have overhauled our Buy-to-Let product range which includes the following changes: Improved Affordability for BTL borrowers which should result in significantly more landlords meeting our minimum DSCR requirements Increased LTV’s up to 75%

Our New & Improved Later Life Range We’ve expanded our range of Later Life mortgages, designed to support borrowers aged 55+, with new In and Into retirement products and improved RIO criteria. With no max age, up to 70% LTV, and a wide variety of income sources accepted. Article | Product page Introducing Complex Prime

Helping clients borrow more, responsibly For some clients, the numbers on paper don’t tell the full story. They’re earning well, managing money sensibly, and could clearly afford a little more, but traditional affordability caps hold them back. That’s where AffordAbility+ comes in. It’s our modern, responsible approach to higher-income lending, allowing borrowing of up to

The wait is over – Rely has officially launched to the whole of the market. We’re now live on sourcing systems and ready for your next buy to let case. PRODUCT RANGE HIGHLIGHTS Up to 80% LTV 2,3,4 and 5-year fixed terms £0 fees available Free vals on selected products Designed to cater to the

New limited edition residential owner occupied products We’ve launched new limited edition residential mortgage rates, helping you to find the right mortgage for your clients. Level 1 – limited editions ►2 year fixed with zero fee, 5.94% to 85% LTV ►2 year fixed with zero fee, 5.99% to 90% LTV ►2 year fixed with zero fee, 6.29% to 95% LTV Level 2 – limited editions ►2 year

For every valuation instructed with Lowry Capital during the month of November, the broker will receive a brand-new iPhone on completion. With regards to commissions: We pay 1% of the arrangement fee to the broker. The broker will also receive an additional £500 worth of vouchers of their choice (for every deal/first drawdown), or they can add it to their invoice. Please note that all commissions are always

We’ve listened to your feedback when making this improvement and strengthened our proposition across the board, from enhanced criteria and higher loan-to-values, to competitive rates and a more flexible approach to income, affordability, and credit history. All this is backed by a team of specialists who understand the complexities of residential owner-occupied lending and are dedicated to helping you unlock more choice and more opportunity for