ALL LENDER UPDATES

NatWest Change Mortgage Affordability Calculation to Enable Customers to Borrow More

From today we’re changing our affordability calculation for residential mortgage customers.  This will mean that residential mortgage customers looking to purchase or remortgage a home could now borrow more from NatWest. This is in response to the FCA’s call last month for lenders to design their affordability rates to best meet their customers’ needs, in a market where […]

NatWest Change Mortgage Affordability Calculation to Enable Customers to Borrow More Read More »

NatWest Family-Backed Mortgage – A New Way to Help Clients get on the Property Ladder Sooner

We’re delighted to announce the launch of our new NatWest Family-Backed Mortgage. This helps first-time buyers to purchase a property with assistance from a friend or family member and get on the property ladder sooner. Boosting your customers mortgage borrowing power Eligible customers are now able to apply for a joint mortgage with friends or

NatWest Family-Backed Mortgage – A New Way to Help Clients get on the Property Ladder Sooner Read More »

Discover Equifinance – Flexible Second Charge Solutions Now Available

We’re pleased to share a quick overview of Equifinance, one of our trusted second charge lenders – ideal for clients ranging from prime through to near prime credit profiles. Why consider Equifinance?  Sourcing competitively on Twenty7tec & Mortgage Brain with rates starting from 6.59% Not credit score reliant – focused on common sense underwriting. Up to 95% LTV accepted Adverse credit considered, including

Discover Equifinance – Flexible Second Charge Solutions Now Available Read More »

Keystone Property Finance NEW PRODUCT | Fix it. Fund it. Let it!

Our BRAND NEW Refurb to Let range is here, giving you everything you need to support clients through light refurbishment projects and beyond. Whether it’s a simple kitchen revamp or converting a standard property into an HMO accommodating up to 6 occupants, we’ve got the solutions for both in just one range. Your clients can choose from rolled up

Keystone Property Finance NEW PRODUCT | Fix it. Fund it. Let it! Read More »

Roma Finance Launches Revolving Credit Facility To Empower Property Entrepreneurs

Roma Finance, the lender that loves to lend/Manchester-based property lender, has unveiled its new Revolving Credit Facility—a fast, flexible drawdown facility designed to help property professionals and entrepreneurs purchase property, unlock equity, and grow their portfolios with confidence. The Revolving Credit Facility offers approved borrowers access to a pre-agreed credit limit for onward property purchases,

Roma Finance Launches Revolving Credit Facility To Empower Property Entrepreneurs Read More »

Shawbrook Are Increasing LTVs for Offices to 75%

Last year, professional landlords increased their appetite for commercial property, demonstrating a growing confidence in portfolio diversification. We’ve continued to monitor the commercial property market closely and we’re seeing more stability in office capital values and yields for well positioned assets. That’s why we’re really pleased to be increasing our maximum LTVs for the Office sector

Shawbrook Are Increasing LTVs for Offices to 75% Read More »

Mercantile Trust | Need a Buy to Let mortgage or Bridging loan for a client with credit challenges?

Struggling to place a Buy to Let mortgage or Bridging loan for a client with credit issues? If your client has missed payments on their credit cards, loans, or even utility bills due to financial challenges — traditional lenders might say no. Whether they’re: Self-employed A first time landlord Dealing with a poor credit score

Mercantile Trust | Need a Buy to Let mortgage or Bridging loan for a client with credit challenges? Read More »

Family BS 90% JBSP, BNO Passports AND! Rate Reductions

We are delighted to announce that Family Building Society have launched 90% JBSP Products with NO PRODUCT FEE or APPLICATION FEE. Not only that, we have also applied some rate reductions of up to 20bps across our product range AND we now accept BNO Passport Holders for ExPAT BTL applications! Did you know, we aren’t just great at Later Life Lending (up

Family BS 90% JBSP, BNO Passports AND! Rate Reductions Read More »