ALL LENDER UPDATES

It’s the most wonderful time of the year to enjoy new rate drops! Our rates have lowered across all: • 2-year fixed by 0.20% • 3-year fixed by 0.20% • 5-year fixed with a fee by 0.25% • 5-year £0 fee products by 0.30% Want to see our full product range? Check out our product page

Young Entrepreneurs to Invest With Bridging For younger people looking to invest in the property market, can bridging loans prove a viable route to establishing a property portfolio? Whether a ‘side-hustle’, or looking for financial freedom, there has been a shift of younger buyers looking to invest in property utilising bridging due to speed of

Merry Christmas from Hodge, We come bearing a gift to our intermediary partners!  I am delighted to share with you some great news.  Hodge will be increasing the Proc fee for Product Transfers across our full product range from Monday 18th December from 0.25% to 0.30% To clarify, any PT application received from Monday 18th December will be renumerated

To help simplify both our residential and buy to let applications, we have made the following positive changes to our policy and packaging requirements: Policy enhancements  Self-employed: Introduction of Accountants Certificate for cases under £1 million Minimum time trading reduced to 2 years (2 years figures needed) Employed: No minimum time required in current role (1 payslip

As of  Tuesday 12th December 2023 we have refreshed selected products in our BTL range. Changes in the BTL range include: F1 Limited Edition 2 Year Fixed product reduced by up to 0.10% with a £1,495 fee, with a rate of 6.49% F1 Limited Edition 7 Year Fixed product reduced by up to 0.15% with a

NEW PRODUCTS AND PRODUCT CHANGES 11th DECEMBER   Owner Occupier: Capital & Interest Repayment Fixed Rates: 50bps reductions to all 2-year fixed rates 40bps reductions to Core and JBSP 5-year fixed rates. 45bps reduction to the Family Mortgage  Discount Rates: With the exception of the Offset Mortgage products, all discounted variable rates withdrawn from sale without

Monday 11th December 2023, LONDON — Fintech mortgage lender Gen H has announced the launch of an innovative AI-powered packaging tool, built on Google Cloud, that automatically analyses and categorises documents required for mortgage applications. Gen H is one of the first mortgage lenders in the UK to be collaborating directly with Google Cloud to

Bridging Uses: Development exits Auction purchase Land with planning Standard bridge Refurbishments – light, medium & heavy BMV – lowest out of: 90% of PP or 75% market value (gross) Capital raising Re-bridging (case by case) Accepted Property Types: Residential BTLs Holiday lets (with no restrictions) MUFB & HMOs Semi-commercial Fully commercial (offices & retail) Land (with planning) Pricing & Products:

Six mortgage bundles designed to make it even easier for you to find the right solutions for your clients. Making your lives easier is at the heart of everything Kensington does. Our new Portfolio groups our mortgages into six mortgage bundles designed to make it even easier for you to find the right solutions for

On 7 December, TSB is introducing new products designed to help more First Time Buyers purchase their first home. Created exclusively for First Time Buyers, the range has the same rates as TSB’s Home Mover products but will transfer onto a follow-on rate tracking at 2.49% above the Bank of England base rate, which is