ALL LENDER UPDATES

We’ve lowered the sole applicant minimum income to £35,000. Whilst we need to stay within regulatory limits for higher loan to income lending, we promised to keep the minimum income under review. We’re now pleased to be able to make this change. As a reminder, with Helping Hand, your first time buyers could borrow up […]

Great news! We have reduced rates by 20bps across some of our residential and buy to let products, effective from today.  So, what’s new? Residential 20bp rate reductions on our lowest LTV band products, including retention products No changes to the Near Prime Range Buy to Let (Personal and LCBTL) 20bp rate reduction on products

We are delighted to share that Together have launched our new semi-commercial product which you can now access through one of our trusted packaging partners*. We have been assisting customers with funding solutions for these types of properties for many years, and our new product will allow us to offer support at lower rates. The

Market Financial Solutions’ latest whitepaper, Investment Diversification in 2025, explores how investors are diversifying across various asset classes. Covering property, equities, bonds, digital assets, and commodities, the report outlines observed trends and factors shaping investment strategies in the current market. Key topics include: How different asset classes are being incorporated into portfolios Market conditions and economic

Countries Changes We have made changes to our countries list and have now withdrawn several from our sanctioned list.  The most notable changes are, that we can now also lend to client’s based in Turkey, Nigeria, Kenya and Vietnam.  Please see the new restricted countries list attached. Buy-to-Let product changes: BTL UK Expat and International product rates reduced by 10

At Central Trust, we’re all about helping you say ‘yes’ to more clients that others might turn away. Here’s how we can help: Flexible criteria: Self-employed applicants who have a Ltd company – We take salary + applicant’s share of net profit for income calculations (often higher than the dividends they draw) Benefit-only applications Missed secured arrears: Up to 2

We’re pleased to confirm that we are now once again accepting new applications for the Growth Guarantee Scheme (GGS). This follows our next allocation being confirmed by the British Business Bank. Log into the Portal and submit your application now What’s changed? There are no changes to the scheme rules for this allocation. You can

Our Portfolio Review offers a clear lending outlook for your portfolio clients. Always in line with our criteria and affordability policies. And always with expert BDM support on hand.       Find out More Benefits for you and your client See a clear view of future lending potential with The Mortgage Works Have confidence that the

Shawbrook has some great news for you…they are launching Product Transfer! Last summer we launched our ‘Switch & Fix’ proposition to support existing customers looking to refinance to a new fixed rate loan. This proved to be a huge success for your clients, reducing both the time and costs involved with securing a new fixed