ALL LENDER UPDATES

Family BS Make Adjustments Across Owner Occupier and BTL Fixed Rate

On Tuesday 27 May 2025, we’ll be making changes to our mortgage product range. This includes adjustments across our Owner Occupier and Buy to Let Fixed Rate products. We’ll also be introducing new Owner Occupier 2 Year Fixed Rate high-loan variants for mortgages over £500,000, available to intermediaries via our packaging partners, featuring a 1% product fee. Additonally, new Buy to Let […]

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TML 3 in 10 Sole Traders Have Never Tried to get a Mortgage Due to Fear of Mortgage Rejection

New research from specialist lender The Mortgage Lender (TML) reveals that 28% of sole traders—self-employed individuals running their own businesses—have never tried to apply for a mortgage. This group is the least likely among the self-employed to pursue homeownership, often due to perceived barriers. In fact, 38% feel their employment status has negatively affected their

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Central Trust Say ‘Yes’ to More Clients with Ease

At Central Trust, we’re all about helping you say ‘yes’ to more clients that others might turn away. Here’s how we can help: Flexible criteria: Self-employed applicants who have a Ltd company –  We take salary + applicant’s share of net profit for income calculations (often higher than the dividends they draw) Benefit-only applications Missed secured arrears: Up to 2 in

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MFS How to Obtain More Financial Flexibility

Looking to exit a development project or unlock flexibility for future plans? Development exit finance can provide developers with more than just funding: it offers flexibility, speed and scale. Market Financial Solutions’ Exit Finance Options: Loans up to £30m – including large blocks and complicated asset structures Up to 75% LTV Residential, semi-commercial, and commercial

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Family BS | Well I’ll be…I didn’t know you did all that!

When we speak to new brokers, one of the most common things we hear is ‘Wow! I didn’t know you did that!’ At Family Building Society, we understand that lending to borrowers with complex income streams isn’t always straightforward. That’s why we manually underwrite every case, allowing us to assess each application individually and provide

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