ALL LENDER UPDATES

West One reminder of their recent enhancements to the Residential Mortgage Criteria Changes. Highlights of our new criteria include: Skilled Worker, Health & Care Workers & UK ancestry visas up to 90% LTV Increased loan sizes – now up to £2.5m by referral AVMs up to £300,000 for remortgages, unencumbered properties, and transfer of equity […]

Great news, we’ll now accept earned income to 75 years of age and a maximum age at end of term of 80 on Prime, Plus and XLTV.  Thank you for your continued support. We’re delivering more enhancements today. All are to help make Pepper loans more affordable, and support you to write additional business, and

Top tips for Limited Company applications Complete a Companies House Check before submitting the application to confirm all information is accurately keyed on application We can accept up to 4 directors, they must own 100% combined shareholding in their personal names Check that one of the correct SIC codes apply (68100, 68209, 68320 or 68201)

Central Trust is delighted to tell you that they have made further rate reductions across their variable and fixed rate first charge product range.  Rates now start from 8.82% pa.! The new rates are effective from today on all new business. Download our product guides First and second charge residential mortgages First and second charge CBTL, family

As technology continues to reshape the financial landscape, we at Hinckley & Rugby for Intermediaries are committed to making things easier and more efficient for our brokers. That’s why we are thrilled to announce the introduction of a new online broker portal! The update to our online portal represent a significant milestone in our dedication to streamlining the broker

Fleet are making some changes to their  HMO product range. Please find full details below: Rate reduction: 35bps rate reduction to our 5-Year 3% fee HMO product New: Introduction of a new 2-Year fixed-fee HMO product New products released Our new products will be available from: 09.00am on Friday 23rd August 2024 Changes to our HMO rental calculations

We have made changes to our Mortgage Products and reduced rates across our entire range. The full detail for your new Semi Exclusive Rate Sheets for the IO resi and ExPAT BTL products, The professional product is to follow. Above 60% LTV Fixed rate products on interest only – only discounted variable rates direct above

Please be advised that we have updated our International guide with new interest rates effective Immediately. Expat 2-year Fixed rates decreased by 0.20% Expat 5-year Fixed rates decreased by 0.20% Non-Resident 5-year Fixed rates decreased by 0.20% Countries removed from acceptable list Please be advised that we have removed the following countries from our Non-Resident acceptable countries list. Argentina Brazil India

Following a review, Pepper will be reducing the Lender Base Rate to 4.95% with effect from September 1st 2024.  How does this affect Sales I have made or will make?  If your customer has already received a Mortgage Offer from us, then you need do nothing. Where applicable, we will write to the applicants advising them of the pending

Good news!  Autumn may just be around the corner, but not before some more *NEW* Summer Specials Here are some highlights: Residential Select Specials: 2 year fixed, 70% LTV, £999 fee, 5.29% 2 year fixed, 75% LTV, £999 fee, 5.49% 5 year fixed, 70% LTV, £999 fee, 4.99% 5 year fixed, 75% LTV, £999 fee, 5.19%