ALL LENDER UPDATES

Heightened tax costs, tougher legislation, and now a global trade war. There doesn’t seem to be much upside in the property and investment worlds at the moment. But there is a silver lining here for expanding buyers and landlords – less competition. According to Hamptons, the number of overseas buyers house hunting in the UK […]

Helping your client doesn’t have to be egg-stra stressful this spring. We have lots of options available to maximise their affordability, including sharing the loan with family or friends, so there’s no need for them to put all their eggs in one basket. Here’s how we’re supporting them: Accepting up to four applicants and incomes

We are excited to announce a range of new mortgage products to provide assistance with costs for both remortgages and purchases. We are also making some changes to our range of tracker products. The new products will be available for selection from our broker portal from midday on Thursday 10th April. New: £1000 Cashback Product

Society launches fee-assisted remortgage service through PEXA to whole of market Last month, we announced the expansion of our partnership with PEXA and Optima Legal, making our fee-assisted remortgage service available to the whole of market. With UK Finance projecting that 1.8 million borrowers with fixed-rate mortgages are due for renewal in 2025, this expanded service

We’ve appointed VAS Panel Manager (VAS) as our specialist valuation panel manager for residential investment properties. This means that we’re changing the way we instruct valuations for these cases. From 1 April 2025, you’ll have seen an increase in panel firms able to undertake valuations. Product lines in scope: Large HMOs and student lets of

We’re excited to share that today we have reduced rates across a number of products designed for those cases that deal with more complex property types. Today’s changes: S2 Property Plus 2 and 5 Year Fixed rates reduced, with rates starting from 6.79% with a 2% fee up to 75% LTV S2 HMO Plus 2 and 5 Year

Thank you for your continued support. Back by popular demand, we’ve re-introduced 5 Year Fixed No ERC on our Prime range and Variable No ERC on our Prime and Plus ranges. We recognise that some customers want the flexibility to repay their loan at without penalty. Therefore, we have reintroduced our Prime 5 Year Fixed

We’ve lowered the sole applicant minimum income to £35,000. Whilst we need to stay within regulatory limits for higher loan to income lending, we promised to keep the minimum income under review. We’re now pleased to be able to make this change. As a reminder, with Helping Hand, your first time buyers could borrow up

Great news! We have reduced rates by 20bps across some of our residential and buy to let products, effective from today.  So, what’s new? Residential 20bp rate reductions on our lowest LTV band products, including retention products No changes to the Near Prime Range Buy to Let (Personal and LCBTL) 20bp rate reduction on products