ALL LENDER UPDATES

In a volatile market, landlords could be forgiven for struggling to keep pace with the variety of mortgage products available. Amongst the heat and noise, the Day 1 Remortgage can be overlooked, but these types of remortgages are, in fact, growing in popularity. Used wisely, they can help landlords maximise their assets. As a buy-to-let lender, we are one of the […]

Foundation Home Loans have released new rates across their Solutions by Foundation range including a NEW Limited Edition Expat product.  They have released a new Limited Edition EXPAT 2-year Fixed product available up to 75% LTV with a 1.5% fee and a rate of 6.64%. It’s Limited Edition – Don’t miss out! SOLUTIONS EXPAT PAGE Other changes

Our purpose is to put home ownership within reach of more people, generation after generation. That’s why we work with you to unlock doors for first time buyers. The first time buyer market is more competitive than ever, with various challenges and barriers facing people who want to get on the housing ladder. So, to

Residential Latest Departure    Why UTB? Applicants had a combined 14 defaults over 6 years ago due to job loss, 12 within 2-3 years. Product Remortgage for new gutters and garage Applicant Joint application. Land registry still showed in Mrs Maiden name Timings 15 working days from submission to funds release Special Features UTB only

Aspen Bridging have had a fantastic first few months of 2024 lending over £60m so far and our completions have ranged across our core areas of heavy refurbishment, no valuation, foreign national deals and development exits. At Aspen we are keen to expand further our equity funded bridging volumes and we have decided to reduce our rates in key

Central Trust recently helped an applicant who was looking to borrow £99,878 to consolidate their debts. The customer had a history of missed payments on various items of credit in the last 12 months. As a specialist lender, we knew we could help this client despite their credit history. Where some lenders say ‘no’ we often say ‘yes’. We

Applicants who are more than 10 years from age 70 or their anticipated retirement age (whichever is sooner) We now require confirmation of pension provisions to be provided for these customers, therefore when submitting a case, please include one of the following documents: the latest payslip evidencing pension contributions the most recent pension statement confirmation

Aligned income assessment for Temporary Workers and Zero Hour Contractors   We’ve updated our income criteria for Zero Hours Contractors and Temporary Workers. With immediate effect, we’ll now treat Temporary Workers and Zero Hours Contractors the same, and you should key both as ‘Employed Temporary’. See our income criteria Did you know… we also: Accept income from a new

You asked and we listened! We have now reduced our rates across all our unregulated straight bridging products. I have laid these out as per below for max LTV’s, if you have any questions or enquiries you would like me to take a look at please do not hesitate to contact me- Rates RESI dev

We’re thrilled to announce our new Mid LTV rates to our Select range, providing more solutions and options for customers, so they only pay for what they need. Available across our Select range for Residential clients, with fee and no fee options, and fixed for either 2 or 5 years: 82.5% LTV 87.5% LTV 92.5% LTV View