ALL LENDER UPDATES

We’re delighted to announce an enhancement to our partnership with CHL Mortgages, giving you more flexibility and choice in how you place your business. What’s New? Direct Route – You can now access CHL Mortgages directly through Connect, without going via Legal & General. SPT  Route – You also have the option to submit via […]

According to analysis carried out by Zephyr Homeloans via The DPS, 78% of landlords with 3 or more properties are not looking to sell their properties in the next 2 years. That figure rises to 80% for landlords with 6 or more properties. See the full story here.

Did you know our first charge loans start from just £10,000? It’s now easier than ever to help your clients access the funds they need. And here’s something we think you’ll like: For loans £100,000 and under on unencumbered properties in England, Wales, and Scotland, we carry out the legal work inhouse – that’s free legals for your clients!

With immediate effect all plans now allow Unlimited Overpayments, and Mortgage Illustrations and Offer documents have been updated to reflect this. Where stated, an Early Repayment Charge (ERC) will only now become payable in the event of full redemption. We have extended this feature to all pre-offer applications, so there is no need to re-key

Helping Ex-pat clients can come with a few extra questions – and we’re here to make answering them easier. We’ve just updated our Ex-Pat FAQs page with the latest info on things like ID requirements, income evidence, and acceptable countries. Whether you’re new to placing Ex-pat cases or just need a quick refresh, our FAQs

As part of our latest updates, we’re pleased to announce an enhancement to our bridging loan criteria to support trading businesses. Key Criteria: Exit via Sale: We’re happy to consider applications where the exit strategy is a sale, subject to valuer confirmation of sufficient sales demand within the loan term. Exit via Refinance: Where the exit

From today, 13th August, we have reduced a number of rates on our Buy to Let products. Selected 2-year and 5-year fixed rate products have been reduced by up to 0.5% Rates start from 3.49% for standard properties and 3.89% for HMO and MUB. We are now offering free valuations on all of our Buy-to-let products

As momentum builds around the need for more energy-efficient properties, savvy landlords are exploring developer incentives on new builds, which already meet requirements for the government’s forthcoming EPC reforms. This is something we’ve seen at Kensington since the introduction of our BTL Prime range, and some Mortgage broker firms highly active in New Build are