ALL LENDER UPDATES

Criteria Updates

We continuously listen to your feedback and strive to improve our proposition and service. We are pleased to announce the following underwriting enhancements:  Removing the requirement for rental evidence on Right to Buy cases We no longer need a Business plan for Buy to Let Portfolio Landlord applications Professional Consultant’s Certificate (PCC) is now an […]

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Optimised for opportunity

We’d be foolish to ignore your feedback. In our latest range update, we’ve taken your insights on board and curated a simplified offering that makes it easier and faster to secure the right product for your client. Product Range Highlight 75% and 80% LTV products across all segments £0, 1%, 2% and 5% fee options

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Enhancements to our Second Charge Residential and BTL Product Range

Stepping into 2026, we are delighted to launch market leading pricing for second charge BTL mortgages alongside pricing changes throughout the range including pricing reductions of up to 40bps to our second charge residential product with effect from 4pm on 27th January 2026. KEY HIGHLIGHTS Residential Second Charge Product Refresh Up to 40bps reduction on Extra

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Family BS Revised Semi-Exclusive Products

Family BS have revised their semi-exclusive mortgage products, see product highlights below: Owner Occupier Semi-Exclusives 2-Year Fixed Rate (Interest-Only) Initial Rate: 5.14% (60% LTV, Product Code: XF1204) Initial Rate: 5.29% (80% LTV, Product Code: XF1205) Early Repayment Charges: 2% until 30/06/2027, 1% until 30/06/2028 Product Fee: £0 5-Year Fixed Rate (Interest-Only) Initial Rate: 5.19% (60%

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Discover our expanded Structured Real Estate offering!

Introducing our expanded Structured Real Estate Proposition across two dedicated teams 2025 was a landmark year for Structured Real Estate at Shawbrook, and we’d like to thank you for the support that helped us achieve a number of important firsts – including our largest-ever new-to-bank customer, with a £44m facility. Building on this momentum, we want

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A Broker’s Guide to LendInvest’s Buy-to-Let Proposition

As 2026 is officially underway, the state of the Buy-to-Let subset of the UK property market can be classified as “continued recovery.” In 2025, the Intermediary Mortgage Lenders Association (IMLA) estimated a 15% increase in BTL lending, totalling around £39 billion in gross lending. Forecasts for the UK buy-to-let (BTL) market size in 2026 predict

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Molo reduced UK buy-to-let fixed rates, from 2.44%

In case you haven’t seen – we reduced our BTL rates for UK Residents across standard and specialist ranges. Please find details below: Standard BTL rates:  2-year fixed rates from 2.44% 5-year fixed rates from 4.24% Available to both individual and limited companies Specialist product rates for HMO, Portfolio landlords, New Builds and Holiday Lets: 2-year fixed

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Do you have a client who needs help financing their tax bill? We may be able to help!

Do you have a client who needs help financing their tax bill? The Self Assessment tax deadline is 31 January, and if your client is facing a shortfall, we may be able to help. At Mercantile Trust, paying a tax bill is an acceptable lending purpose, and we have multiple fast-track solutions designed specifically for urgent situations like this.

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