ALL LENDER UPDATES

As of  11th January, Foundation Home Loans have reduced the rates on both their Owner Occupied and BTL Specials ranges. New Buy to Let Specials include: F1 5 Year Fixed Portfolio Landlord Only products reduced by 0.45% with rates now starting from 4.79% with a 6% fee F1 Fee Assisted 5 Year Fixed Portfolio Landlord […]

Exciting news – we’re keeping the rate reductions rolling! You’ll now find lower rates across our 3-year fixed 60, 75 and 80% LTVs. Here’s what’s new Purchase: • 60% LTV from 4.37% • 75% LTV from 4.49% • 80% LTV from 4.69% Remortgage: • 60% LTV from 4.46% • 75% LTV from 4.58% • 80% LTV from 4.93% It’s the best time

2-year fixed rates now from 6.19% Introducing our lower residential rates Today we’re reducing rates across our residential mortgage range. Our updated residential range features: 2-year fixed rates now from 6.19% 5-year fixed rates from 5.84% Flexibility with income multiples No maximum loan amount on selected products Income from employment, self-employment or a combination of

Plus greater choice of LTV products New year, new products. We’re pleased to launch new residential products for 2024 to provide you with even greater choice for your customers.     New limited edition products Rates from 5.44% Available at 65% LTV   Reduced rate core range Rates from 5.54% Available up to 85% LTV

Lee Weston, Hodge Head of Business Development has put a piece together around income multiples and affordability. Read Here

Tandem Bank, the Greener Specialist Lender is the place for First Time Buyers when they don’t meet mainstream lenders criteria. We lend a maximum of 90% LTV We consider a variety of deposit options, including an unsecured from another lender, a gifted deposit, or an equity gift On our T1 range we were able to consider

Further to the rate reductions we shared with you last week, we’ve seen a fast-moving mortgage marketplace, so we are pleased to be able to cut rates once again on all our Fixed Rate Products across our three core ranges. Our new products will go live at 09.00am on Friday 12th January 2024. Please find below further

Here’s a wrap-up of our adverse criteria and how we can help your specialist customers to get life moving. CCJs No limit on the value of CCJs (County Court Judgements). Vida 6 allows 0 CCJs in last 6 months. Arrears and Missed Payments Telecom and utility missed payments ignored when assessing adverse tier. All historic

NEW product and criteria refresh!   To celebrate the new year, we’re excited to announce a complete refresh of our current buy-to-let product range! Starting from 4.45%, these products all benefit from free valuations and some also offering no application fees and £750 cashback! Download our latest portfolio product guide to see the full range available. Not only that, but we’ve been listening to what

Landbay are delighted to be bringing you their first product update of the year from Landbay with 5 year fixed rates from 4.49% at 75%, a 40bps reduction starting what will hopefully be a continual journey of rates heading downwards. Our priority as a lender is to continually source competitively in the BTL market and these products, stressed