ALL LENDER UPDATES

Tandem are famous for 90% LTV. I have attached our product guide for everyone’s benefit, but we consider 90% LTV on all the following: Adverse – 1 CCJ & 1 Default can be registered per applicant in the last 24 months, unsatisfied, and we can still get to 90% LTV (0 in the last 3 […]

Flexible Joint Borrower, Sole Proprietor solutions Great news! We’ve enhanced our JBSP criteria to allow spouses and non-related applicants to support the mortgage application and reside in the property without being party to the deeds. JBSP continues to be a popular solution for parents helping their children onto the property ladder, or for couples going

Gatehouse shares a summary of the positive changes they have made! Buy-to-Let product changes: All BTL products (UK residents, UK Expat and International residents) reduced by 0.65% Max finance increased to £5m (80% FTV to £2m, 75% to £3m and 70% above £3m). FTVs for HMOs and MUFBs will be 75% to £3m and 70%

Based upon your feedback we’re delivering more enhancements today. All are aimed at making it easier, quicker, and less costly to complete a Pepper loan. Docusign Notifications To provide you greater visibility as to where in the esign process your customer’s application is you will now receive emails from Docusign at two key stages. These

Why you should look no further than West One when placing specialist residential mortgage cases. West One are committed to being the go-to lender for specialist residential mortgages, helping borrowers who need options outside of high street lenders. Adopting a “reasons to lend” approach to every case, and actively looking for ways to support borrowers

We appreciate that credit hiccups can occur, so on our T1 range, unsatisfied CCJ’s and Defaults are considered- up to 1 for each applicant, if they have been registered in the last 24 months, but none in the last 3 months. Our T1 range we can consider applicants with payday loans, provided each applicant has

Fleet are making some changes to the end dates of our 2-Year Fixed Rate products (Please note: Rates are not changing). End dates for 2-Year Fixed Rate products extended to 30th June 2026 All 5-Year Fixed Rate products and Tracker Products remain unchanged New products available Our new products will be available from: 09.00am on Wednesday 27th March

As of today, Tuesday 26th March, Foundation Home Loans have launched a brand new BTL fixed 5-year rate available to individual and portfolio landlords and limited companies. New Buy to Let fixed product: 5.74% fixed for 5 years F1 range 1% product fee 1 free standard valuation Up to 75% LTV Maximum loan of £1.5m For

Lets talk income for First Time Buyers, Homemovers and Re-Mortgages Up to 100% of additional income such as Bonus, Overtime, Commission, Shift Allowance considered. Non-court ordered maintenance acceptable. Up to 100% of additional income such as Bonus, Overtime, Commission, Shift Allowance. Want to know how we can help your clients when they don’t fit the mainstream,

We’ve introduced mortgage offer extensions With effect from today, Monday 25th March, we’ve introduced the following: Offer extensions  For purchase applications you can now extend the mortgage offer – giving your customers more time to complete on their mortgage, if needed: Non-new build mortgage offers can be extended by a further 30 days from 180 days to 210 days New build