ALL LENDER UPDATES

Non-standard, as standard.   Gone are the days when everyone works a 9-5 and gets paid through PAYE. And while that additional freedom is great for workers like Mae, you’ll know the challenges that multiple sources of income or poor credit history present when applying for a mortgage. With 40% of buyers calling for greater […]

Let’s talk deposits for 90% LTV purchases for First-time buyers and Homemovers. We have a flexible range of Deposit options for first time buyers An unsecured loan for the deposit is acceptable, providing it meets affordability A Gift from the Bank of Mum and Dad is acceptable, including other family members such as aunties and uncles, subject to

NEW PRODUCTS AND PRODUCT CHANGES LAUNCHING THIS WEEK Note: All fixed rate products now have new fixed rate end dates Owner Occupier – Repayment Core range and Family Mortgage fixed rates increase by 10bps Joint Borrower Sole Proprietor (JBSP) fixed rates increase by 5bps Offset rates reduce by 25bps. Floor rates set at 2.50% below

Goodbye same old! Welcome to the start of our new beginning. We haven’t just come up with a new logo or a snazzy new marketing campaign; we’re taking the opportunity to redefine what we stand for and how this underpins everything we do. We know that you’re busy and time is precious, so our promise

Our residential range changes We’re making a wide range of improvements across our residential product offering. Changes include: Relaunching 95% LTV lending in our income flexibility range with loans available up to £1.5million for your customers who need a lender who can look outside of standard income criteria We’re also relaunching our extra flexibility range

Now supporting Residential 1st charge borrowers in Scotland Following our launch into the residential mortgage market in late 2022, we are delighted to announce we have extended our range to homeowners and first-time buyers in Scotland. Our residential mortgage products are designed to help those customers who need a more individual approach to underwriting including

The Cambridge can accept mortgage applications form applicants who don’t have a perfect credit score. At the Cambridge we listen and we make the decisions, not our computers which means we can credit search not score, and look at your customers credit report individually. Not everyone has a clear credit history, and at The Cambridge we

Providing more options for you and your clients! Our close relationships with lenders, paired with our experience in complex cases, means we’re able to access semi-exclusive products. As an InterBay Select partner, these are some of the products on offer to provide more options to you and your clients: Bridging products including developer exit, commercial

Commercial, Semi-commercial and buy-to-let   Today we’re expanding our product transfer proposition, launching new rates across our commercial, semi-commercial and buy-to-let ranges with a wider range of options now more targeted to your client’s account. Products are now based on the outstanding balance of your client’s account. We have options available for balances up to £2million, loans between £2million and

Changes to our new business and product transfer ranges On Tuesday 12 March, we’re launching a 95% LTV 2 year fixed rate for residential purchases. We’re increasing residential fixed and tracker rates in the new business and product transfer ranges. We’re also reducing other selected residential fixed rates for remortgage clients, and all Buy to Let