ALL LENDER UPDATES

Young, fresh-faced couples in their 20s excitedly viewing the latest new build show homes? A picture that likely springs to mind, but perhaps a little outdated with the average age of first time buyers in the UK now at 34 – and older still in cities like London, where purchase prices are higher. Check out our latest blog as […]

Greater affordability for Landlord clients requiring a simple income ratio proposition The detail: Assessed at a Higher of initial payrate or 5% Available or Existing and First Time Landlords – including Limited Company and HMO/MUB Available up to 75% LTV Minimum property value requirement of £150.000 BTL Core range is still available, providing more choice

We understand that income verification can be a time-consuming and frustrating process. Chasing payslips, bank statements, and benefit letters delays approvals and adds to your admin workload. But with Electronic Income Verification (EIV), you can streamline the process, speed up decisions, and improve the customer experience. What is EIV? EIV is an automated income verification tool, integrated

Solutions for those who don’t fit the mould The UK property market is constantly evolving, and technology is playing a crucial role in driving its growth. At LendInvest, we’re at the forefront of this transformation, using our cutting-edge Mortgages Portal to make property finance faster, more transparent, and more efficient, all underpinned by expert support.

Self-Employed Clients – Lets work together! At Together, we recognise the challenges self-employed individuals face when securing finance to achieve their property ambitions. As a specialist lender, we provide flexibility to cater to the unique needs of your self-employed clients, whether it’s for a purchase, refinance, or secured loan. Self-employed cases don’t have to be

Back in February,  Keystone launched their brand-new limited-edition cashback product range which is available for new applications. The range is offered on 2 and 5 year fixed rates for standard properties, HMOs and multi-units (up to 6 occupants/units). With multiple arrangement fee options, landlords can benefit from better affordability and also receive cashback upon completion

Property refinance can be challenging, especially with: Irregular rental income Adverse credit issues Investors living overseas Complex ownership structures Limited high street options Market Financial Solutions can help with complex needs: Refinancing from bridging loans to BTL mortgages Commercial pay rates from 5.54%, residential pay rates from 4.74% Higher loan amounts with 125% ICR & rolled/deferred

LendInvest  have an amazing bridging proposition to help your clients and make your life easy, take a look below: Refurbishment 85% Up to 85% LTV. Which provides a 74% net LTV Rolled interest and no monitoring of the works Planning must be in place if required No experience needed – first time buyers accepted Same

West One are delighted to announce the introduction of our new online affordability calculator designed to provide our broker partners with the opportunity to run a quick and accurate affordability check prior to submitting an application as part of our website tool kit. Our affordability calculator is simple and easy to use, giving brokers the

Thank you for your continued support. Back by popular demand, we’ve re-introduced 100% LTV lending and lowered rates across our XLTV range. We’ll now lend up to 100% LTV, with a maximum loan size of £100k gross (including fees). Plus, we’ve lowered our rates across our XLTV range. These enhancements will help you cater to