ALL LENDER UPDATES

Offa have made some impactful and significant enhancements to our criteria:  Key Changes:  First Time Buyers Allowed Stress Rates Simplified: Applicable stress rates: <5 years = Pay rate plus 1% 5 years of more = Pay rate  Overall Portfolio stressed at the average of current 5-year Fixed rate products (currently 6.6%) Age Minimum at time […]

Take a look at some of the things Lendinvest has been doing & do!   Buy-to-Let Lend to trading companies & SPVs – see attached SIC code list. First time landlords on HMOs & MUFBs HMOs: No communal areas required, multiple kitchens/bathrooms acceptable, commercial valuer instructed for heavily adapted or over 6 beds Day 1

We’re delighted to announce that we have taken the decision to increase our gross procuration fee for new business from 0.5% to 0.55% effective from Friday 31st January 2025. At Fleet, we are acutely aware that the workload for advisers continues to grow, particularly in a highly competitive marketplace. We understand that regulation such as Consumer Duty requires

Family BS have launched a new range of Owner Occupier Interest-Only and Buy to Let products. We’ve also recently made changes to our lending criteria. Our maximum LTV has now increased from 70% to 75% across all UK Landlord (including Offset), Limited Company and Expat Buy to Let products. Applications for Multi-Unit Freehold Blocks (MUFBs) will continue

We are excited to announce that we are launching a new valuation service for second charge applications, to help reduce the time to completion for a significant number of borrowers. With immediate effect, all of our broker partners will be able to select a desktop valuation as an alternative to both drive by’s and full

Limited Editions Range expanded with 6% and 7% fee options. 2-year fixed, 75% LTV from 3.12% 5-year fixed, 75% LTV from 4.76% Rates for the wider CHL 1 range start from just 2.98% with broad LTV and fee options available. CHL 2 Rate drop! Standard Buy-to-Let and Small HMO/MUFB rates reduced by up to 30bps in our flexible CHL 2 range.  2-year fixed now

Keystone Property Finance are a specialist buy to let lender who help brokers find solutions for an array of different client and property scenarios. They lend to landlord clients who are looking to borrow both personally or through a variety of corporate structures including Trading Limited Companies, SPVs and LLPs. Keystone offer a wide range

We’re thrilled to share exciting updates to our product offering. These changes are designed to enhance your competitiveness and provide even better solutions for your clients. What’s new? Lower Fees for Smaller Loans £10k–£25k.  We’ve reduced the starting fees to £595, improving competitiveness on APRC. Fee Alignment Across Status 0 and Status 1. We’ve simplifyed

The fast track service offered by West One utilises an on-site legal team, flexible product criteria, and a manual approach to underwriting that can support those borrowers looking to remortgage. West One Residential Remortgages: Fast track remortgage service provided by our in-house legal team, with cases completed in just FOUR DAYS. Fixed fee of £99 for all qualifying loan

Featuring even more options for your landlord customers We’ve reduced rates across our core products and our limited edition range, to give you a wider choice of options for your landlord customers. Limited edition Reduced rates on variable fee products Increased max loan sizes to £1m on selected fixed fee products Reduced assessment rates across