ALL LENDER UPDATES

The outlook for the UK economy and property market remains reasonably stable despite concerns about recent inflation figures, according to Investec Chief Economist Philip Shaw. Following an insightful Q&A at our recent Broker Economic Breakfast, I have enclosed the main headlines here. While the economy impacts the prime market, the Investec Property Market Index reveals price and demand […]

We’re pleased to confirm that from today we have reduced rates across our product ranges by 0.15%. With a range of flexible product options, including HMOs and Multi-Units with up to 15 occupants/units, we have solutions to meet the needs of your landlord clients. This rate reduction also applies to both our Product Transfer and Product Transfer Plus

On Tuesday 4th February 2025, we’re reducing selected rates across products within our Core and Shared Ownership retention ranges. We’re also extending end dates to May on our Core, Help to Buy, Shared Ownership and Assisted retention ranges. All products listed revert to WBBS SVR (currently 6.49% variable) for the term. Customers may benefit from a

I am delighted to announce that we will be making some improvements to our criteria on BTL cases and making some small tweaks to the pricing of some our products. Below is an overview of the improvements and changes. The application deadline for withdrawn products will be 5pm on Thursday 30th January. Criteria Improvements We will be increasing

This year has started really well here at Pepper Money.  But like everyone, we would love to keep this momentum… UK Finance are forecasting the following: So, to support you and the opportunities for 2025, we are delighted to kick off the year with an enhancement to our product range. Introducing the new LIMITED EDITION REMORTGAGE

Just because your case is complicated, doesn’t mean the process has to be. That’s why we have a range of tools available to help you navigate the world of complex cases, including: Our NEW Criteria Guide, where you’ll find information about our basic criteria as well as all those quirks we like to say yes

In light of our recent product changes, please see our updated product guide and calculator for our strategic partner exclusive products. The only adjustments are the increase of the products by 15bps, fee’s are consistent with previous products and the proc is still 1.5%. Product Guides:

Barclays mortgage product changes From tomorrow, Tuesday 4 February, we are launching a number of new products and changing rates on a selection of products across our Purchase and Remortgage ranges.  Please see the rate overview guide for information of all our product changes. New products: 5.29% 2 Year Fixed £899 product fee, 90% LTV, Min loan

Offa have made some impactful and significant enhancements to our criteria:  Key Changes:  First Time Buyers Allowed Stress Rates Simplified: Applicable stress rates: <5 years = Pay rate plus 1% 5 years of more = Pay rate  Overall Portfolio stressed at the average of current 5-year Fixed rate products (currently 6.6%) Age Minimum at time

Take a look at some of the things Lendinvest has been doing & do!   Buy-to-Let Lend to trading companies & SPVs – see attached SIC code list. First time landlords on HMOs & MUFBs HMOs: No communal areas required, multiple kitchens/bathrooms acceptable, commercial valuer instructed for heavily adapted or over 6 beds Day 1