ALL LENDER UPDATES

A Simpler, More Integrated Approach to Mortgages Most lenders offer standard mortgages, but how many borrowers these days actually fit the limited criteria to qualify for ‘standard’? Certainly fewer than ever before, if we’re talking about first-time buyers. A generation ago, homebuyers typically only took out a mortgage with their spouse or partner, whilst first-time […]

Award Winning Development Finance Choosing a lender doesn’t have to be difficult. We’ll be with you all the way from blueprint to reality, building a funding package tailored to your project. Planning Assistance Loan A short-term facility to help developers enhance planning already agreed for a site. From this loan you can transfer seamlessly to

We are delighted to confirm that our fast-track legal service for remortgage customers will now be available free of charge with immediate effect. As a reminder our fast track remortgage service is a streamlined legal service, designed to dramatically speed up completion timescales. Our legal work is completed by the time the offer is issued

Lower pricing, larger opportunities Live from today, we’re introducing new, more competitive rates across all LTV bands, giving you that extra edge with more flexibility for your clients. Here’s a snapshot of what’s new: Lower rates across Low LTV Products: We’ve slashed rates across our 2 Year fixed, 5 Year fixed, and Variable products, giving

MT Finance shares latest product and criteria guide for our BTL mortgages. A summary of new offering: ICR stress testing from 125% for both company and individual borrowers Adverse credit considered at different levels across tier 1 & tier 2 – CCJ’s up to £5000, status 3 missed payments considered HMO – 10 bed up

Are your clients looking for a strategic way to expand their property portfolio without the hassle of refinancing? With our second charge bridging and buy-to-let loans, landlords can release equity from their HMO while keeping their existing mortgage in place. This flexible funding solution allows them to:  Expand their portfolio Renovate their property  Invest in

Whether you are working with Individuals, Trading Ltd Companies, SPVs or LLPs Keystone’s expertise in complex corporate structures means you can say yes to more cases this year. Keystone can help in many scenarios such as layered company ownerships and SPVs with multiple shareholders. Their array of products and criteria are designed to help you

Supporting your client’s next investment There’s high demand for rental properties, presenting a great opportunity for expanding residential property portfolios. Our buy-to-let finance is built around a case-by-case application process. Our team take the time to understand your client’s investment strategy and use it to structure the right deal. Find out More Borrowing from us

With the UK housing market experiencing a 4.8% annual growth in property prices in 2024, reaching a record high of £298,083*, innovative solutions such as Metro Bank’s Joint Borrower, Sole Proprietor mortgage (JBSP) are essential for those looking to enter the property market. Residential Core Range JBSP highlights  Spouses and non-relatives accepted as joint borrowers

Rates down across entire commercial and semi-commercial range. Plus limited edition now available for purchase and remortgage Big product news! We’ve refreshed our ENTIRE commercial and semi-commercial range. With new products, reduced rates, expanded limited editions and lower fee options, this means more choice for your clients. WHAT’S NEW Limited edition products available on purchase