ALL LENDER UPDATES

We’ve teamed up with 4most Economic Consultants to provide you with a monthly economic update. The update for December is now available to download. The update covers: Inflation and interest rates Labour market Housing market Rental market Mortgage market activity Rate analysis Read the update

West One is excited to share the latest updates on our Buy-to-Let offerings! We’re making changes to our 1st Charge BTL product range, including updates to our Limited Edition, Standard, Specialist, and Complex products. Please see a summary of the pricing changes below, we would be delighted if you can share with your members. Product

Following recent positive moves in swap rates, we’re pleased to confirm that we are cutting rates on some of our Five-Year Fixed Rate products. By offering these more competitive rates, we believe our updated product range will be opened up for more landlord borrowers.  Please find further details below: 75% LTV Five-Year Fixed Rate products

Tenants on the run-up to retirement age are the fastest growing group privately renting in England, Paragon Bank analysis has revealed. The number of households headed by a person aged between 55 and 64 grew by 66% between 2014 and 2024 to 492,000, Paragon’s analysis of Government data found. Those aged 65+ were the second

For all your cases, we don’t credit score or charge upfront application fees, and our lending decisions are made by underwriters. New build • Loans available up to 90% LTV • Shared Ownership available • Max loan £1.5m up to 85% LTV, £1m up to 90% LTV • eKo £500 Reward mortgage – for properties with an energy efficiency

West One is glad to update you on our BIG changes to our residential range, which include product enhancements to support self-employed residential borrowers. West One now accepts self-employed borrowers with just 1 year of trading history. Making these borrowers eligible for products offering LTV’s up to 85%, providing self-employed borrowers with greater access to our products. Our

We’ve seen a 102% year-on-year increase in the proportion of lending allocated specifically to commercial property purchases from 2023 to 2024. his growth aligns with property investors increasingly diversifying their portfolios to enhance yields. We’ve seen semi-commercial applications rise from 13% in 2023 to 24% in 2024, underlining that shift towards higher-yielding asset classes. To

Times are changing, and circumstances are becoming increasingly complex. Whether your client is someone who doesn’t fit the typical 9-5 working life, or has a salary paid in a foreign currency – we’re here to help. See how we’ve tackled recent out-of-the-ordinary income scenarios in our top three real cases, with circumstances ranging from a

We’re committed to building strong, lasting partnerships with our broker partners. The increase of our proc fee to 0.3% for all product transfers reflects our appreciation for the hard work and expertise that you offer in supporting clients through maturity. Combined with our new website and mortgage platform, this recent change is another step in our

We have launched 8 new limited edition products, these source 0.45% cheaper than our standard products so will be extremely competitive (possibly market leading for specialist BTL??) We have also opened up AVM’s on remortgages only for portfolio landlords but soft launching for safe volumes at 65% LTV for now. (75% still available on 2