ALL LENDER UPDATES

MT Finance shares latest product and criteria guide for our BTL mortgages. A summary of new offering: ICR stress testing from 125% for both company and individual borrowers Adverse credit considered at different levels across tier 1 & tier 2 – CCJ’s up to £5000, status 3 missed payments considered HMO – 10 bed up […]

Are your clients looking for a strategic way to expand their property portfolio without the hassle of refinancing? With our second charge bridging and buy-to-let loans, landlords can release equity from their HMO while keeping their existing mortgage in place. This flexible funding solution allows them to:  Expand their portfolio Renovate their property  Invest in

Whether you are working with Individuals, Trading Ltd Companies, SPVs or LLPs Keystone’s expertise in complex corporate structures means you can say yes to more cases this year. Keystone can help in many scenarios such as layered company ownerships and SPVs with multiple shareholders. Their array of products and criteria are designed to help you

Supporting your client’s next investment There’s high demand for rental properties, presenting a great opportunity for expanding residential property portfolios. Our buy-to-let finance is built around a case-by-case application process. Our team take the time to understand your client’s investment strategy and use it to structure the right deal. Find out More Borrowing from us

With the UK housing market experiencing a 4.8% annual growth in property prices in 2024, reaching a record high of £298,083*, innovative solutions such as Metro Bank’s Joint Borrower, Sole Proprietor mortgage (JBSP) are essential for those looking to enter the property market. Residential Core Range JBSP highlights  Spouses and non-relatives accepted as joint borrowers

Rates down across entire commercial and semi-commercial range. Plus limited edition now available for purchase and remortgage Big product news! We’ve refreshed our ENTIRE commercial and semi-commercial range. With new products, reduced rates, expanded limited editions and lower fee options, this means more choice for your clients. WHAT’S NEW Limited edition products available on purchase

A new Visa Buy-to-Let range with rates from 5.79% We’ve launched three new Visa Buy-to-Let products offering competitive rates from 5.79% at 75% LTV. We have also expanded our visa lending criteria for both residential and buy-to-let propositions. This new range is designed to help skilled professionals, entrepreneurs, and investors on visas to purchase or refinance property in the UK.

Did you know? We know securing a mortgage for a property next to or above commercial premises isn’t always straightforward. That’s why we consider applications with positive valuer comments (food outlets/entertainment considered by referral). Maximum 6 bedrooms Minimum value £250,000 within M25 (£150,000 elsewhere) Maximum 75% LTV Freehold and leasehold Full details, see our Criteria

If you missed the session you miss some valuable product updates.  Below is just a summary of what you missed.  Be sure to join every Monday at 9.30am To submit business to NHL, you’ll need to go through Connect’s internal packaging team, led by Niall & Ranjit. However, as a former broker myself, I understand

Aldermore are running a campaign on BTL Multi Property Applications to support existing landlords when looking to re mortgage their portfolios. The issues facing the brokers was high LTV and a shortfall in rental which would reduce borrowing capacity and options on individual properties. By choosing the multi property application, they’ll be able to combine