ALL LENDER UPDATES

Scenario: Our brokers client was looking to remortgage a recently converted vacant care home to a 14 bed HMO, with the aim of raising funds for an onward purchase. There were four applicants, looking to remortgage the property in a limited company SPV and let it out on a corporate let basis to a well […]

We are pleased to announce some enhancements to our residential mortgage product range. Shared Ownership – Dual Representation Now Available We can now offer the options of dual representation legal services for Shared Ownership purchases and remortgages. This service will be available exclusively through Gorvins Residential LLP and will be subject to our standard fee

Got 5 minutes? Watch our latest video to hear from our Head of Sales Chris Thompson and National Account Manager Stacey Wood as they share insights into our larger loan solutions and the tools we’ve got available to make it easy for you to place your next complex case up to £5m. Check it out

We understand that each person is unique and that many cases are too complex for the ‘High Street’. Where customers have circumstances that require a bit more flexibility, you need a lender who’ll take a different view. CUSTOMERS WE LOVE TO HELP • Owners of unusual properties or construction types / unencumbered properties • Professionals

SDLT Increases:  How to prepare for the increase coming into place. Following the announcement from the Autumn Budget, the Stamp Duty Land Tax (SDLT) thresholds are changing from 1st April 2025, introducing a 2% SDLT rate for properties priced between £125,001 and £250,000. This, alongside the 5% higher rates surcharge, means landlords and investors may

Business Loans, Residential: 2nd charge only.  BTL: 1st and 2nd charde. Did you know we offer business loans secured against both residential (2nd charge only) and buy-to-let properties? Whether your customers are expanding their business or need funding for a new purchase, we have the right financial solution to support them. Now is the perfect

The buy-to-let market has been a go-to for many investors looking to earn steady rental income and see their property values grow. But lately, there’s been a lot of chatter about whether this market is struggling or even “dead.” So, what’s really going on? In this article, we’re going to dig into the current state

Market Financial Solutions have reduced rates across our full product range to make your financing solutions even more competitive. Here’s what’s new: Bridging Rates: Variable rates from 0.35% Fixed rates from 0.79% Bridge Fusion Rates: Tracker rates from 4.99% + BBR Residential BTL Pay Rates: Tracker rates from -0.31% + BBR Fixed rates from 4.74% Commercial BTL Pay Rates: Tracker

Hodge Expands Mortgage Criteria to Support Foreign Nationals Hodge to expand its mortgage criteria to be more accessible for foreign nationals. James Enos, National Account Manager at Hodge, calls this criteria change, “simply another step” in its efforts to make their products as accessible as possible to as many customers as possible. Under this new

Whether your client is a homeowner, a landlord or a seasoned property investor – we take the complexity out of mortgages. Simple. For everyone. It’s time to Cut the Complex. As experts predict mortgage growth in 2025, but a challenging BTL landscape, we are here to help. Whether your client has complex income or credit