ALL LENDER UPDATES

I am delighted to announce that we will be making some improvements to our criteria on BTL cases and making some small tweaks to the pricing of some our products. Below is an overview of the improvements and changes. The application deadline for withdrawn products will be 5pm on Thursday 30th January. Criteria Improvements We will be increasing […]

This year has started really well here at Pepper Money.  But like everyone, we would love to keep this momentum… UK Finance are forecasting the following: So, to support you and the opportunities for 2025, we are delighted to kick off the year with an enhancement to our product range. Introducing the new LIMITED EDITION REMORTGAGE

Just because your case is complicated, doesn’t mean the process has to be. That’s why we have a range of tools available to help you navigate the world of complex cases, including: Our NEW Criteria Guide, where you’ll find information about our basic criteria as well as all those quirks we like to say yes

In light of our recent product changes, please see our updated product guide and calculator for our strategic partner exclusive products. The only adjustments are the increase of the products by 15bps, fee’s are consistent with previous products and the proc is still 1.5%. Product Guides:

Barclays mortgage product changes From tomorrow, Tuesday 4 February, we are launching a number of new products and changing rates on a selection of products across our Purchase and Remortgage ranges.  Please see the rate overview guide for information of all our product changes. New products: 5.29% 2 Year Fixed £899 product fee, 90% LTV, Min loan

Offa have made some impactful and significant enhancements to our criteria:  Key Changes:  First Time Buyers Allowed Stress Rates Simplified: Applicable stress rates: <5 years = Pay rate plus 1% 5 years of more = Pay rate  Overall Portfolio stressed at the average of current 5-year Fixed rate products (currently 6.6%) Age Minimum at time

Take a look at some of the things Lendinvest has been doing & do!   Buy-to-Let Lend to trading companies & SPVs – see attached SIC code list. First time landlords on HMOs & MUFBs HMOs: No communal areas required, multiple kitchens/bathrooms acceptable, commercial valuer instructed for heavily adapted or over 6 beds Day 1

We’re delighted to announce that we have taken the decision to increase our gross procuration fee for new business from 0.5% to 0.55% effective from Friday 31st January 2025. At Fleet, we are acutely aware that the workload for advisers continues to grow, particularly in a highly competitive marketplace. We understand that regulation such as Consumer Duty requires

Family BS have launched a new range of Owner Occupier Interest-Only and Buy to Let products. We’ve also recently made changes to our lending criteria. Our maximum LTV has now increased from 70% to 75% across all UK Landlord (including Offset), Limited Company and Expat Buy to Let products. Applications for Multi-Unit Freehold Blocks (MUFBs) will continue

We are excited to announce that we are launching a new valuation service for second charge applications, to help reduce the time to completion for a significant number of borrowers. With immediate effect, all of our broker partners will be able to select a desktop valuation as an alternative to both drive by’s and full