ALL LENDER UPDATES

We would like to remind you of our recent product enhancements to our residential mortgage range. We have introduced a new 95% LTV product designed to exclusively support first-time buyers. Highlights of our 95% LTV products: Fixed Rates from 8.19% Standard LTI up to 5.0 times income Allows for defaults (satisfied and unsatisfied) and satisfied […]

To improve the customer journey, we are introducing some positive changes to our application process with immediate effect to streamline our underwriting requirements: Rent References – Private Landlords We can now accept a signed letter or email from private landlords alongside filtered bank statements to evidence the last 3 months’ rental payments. We ask that

As of Wednesday 6th October, Foundation Home Loans have updated rates across their Buy to Let and Residential ranges including a new Residential F1 2 year fixed product at 65% LTV with a £995 fee and a rate of 5.94% Check out the latest Buy to Let and Residential product guides to see all the changes.

In our Q3 2024 BTL barometer, brought to you in conjunction with the Pegasus Insight Landlord Trends research report, we evaluate the trends which are impacting your landlord clients and how their portfolios are currently shaping up. The latest data shows that around half of NRLA members have been operating as a landlord for over 20

We are pleased to announce that our UK Resident fixed-rate products are back on the market, effective from 3pm today. As part of our commitment to providing competitive choices, we have introduced new rates designed to offer value for you and your clients. New Rates Available for UK Residents: 2-Year Fixed Rate starting from 3.48% 5-Year

Foundation Home Loans are excited to announce rate reductions across our Residential product ranges Residential Products: F1 EPC Saver 2 and 5 Year Fixed products reduced by up to 0.10%, with rates now starting from 5.79% with a £595 fee, one free EPC and £1,000 Cashback, up to 85% LTV F1 2 and 5 Year Fixed

Good news! Kensington have expanded their BTL offering to provide more options to your landlord clients.  Kensington are now offering greater affordability for your landlord clients requiring a simple income ratio proposition. BTL Prime: the detail Available up to 70% LTV Assessed at Higher of Initial payrate or 5% Minimum property value requirement of £150,000

Making complex commercial investments, simple. Our expert team and diverse product range is designed to support professional investors grow and diversify their portfolios, with tailored solutions from £150k. Highlights of our Commercial offering: Did you know we increased our maximum LTV to 75% for commercial mortgages on industrial units? Despite volatility in this market since

In our latest report, ‘First Time Buyer Index’, we surveyed 500 new first time home buyers and 2,000 prospective first time buyers to discover more about the current level of deposits, how people feel about the process of getting a mortgage, plus their experiences of using a broker. First Time Buyers Index Autumn 2024: Key

Metro Bank have reduced rates by 30bps on all 2 year Buy to Let percentage fee products (including Limited Company Buy to Let).  So, what’s new? 65% LTV – 2 year fixed rates now available at 3.69% (5% product fee). 75% LTV – 2 year fixed rates now available at 3.89% (5% product fee). For