ALL LENDER UPDATES

We’ve recently introduced significant enhancements across our Commercial and Semi-Commercial products, designed for PROfessionals, by PROfessionals. Our latest product improvements include: Reducing the minimum loan size to £250,000 Increasing the maximum LTV for Commercial to 65% Increasing the maximum LTV for Semi-Commercial to 75% Re-introducing retail units as acceptable security Alongside these enhancements, we’ve also […]

Please see below a snippet from one of our latest thought leaderships that you may wish to share with your brokers.  EPC: Preparing landlords for the future The future can be quite uncertain in terms of Government intervention on moving the minimum EPC level within the private rental sector to C, from either 2025 for

YBS Commercial are reducing rates across our BTL, HMO, and Holiday Let ranges from today (Monday 16th October). We’re also delighted to be introducing a new 5% fee BTL product for 65% LTV loans over £1m. Here’s a summary of the changes: Get The Pack

Following our recent rate reductions, we’re speeding up the application journey for you and your customers. As the market-leading second charge mortgage lender, we’re always looking at ways to improve our service as part of our commitment to the seconds market.  To help us continue providing you and your customer with quick decisions, we’re pleased

All products to be withdrawn at the close of business Tuesday 17th October. In advance of a full range reprice, all our current Limited Editions and core range are to be withdrawn from 6.00pm on Tuesday 17th October. Transition arrangements New Business Decisions in Principle, with product selected must have been completed by 6.00pm on

In case you missed it, we reduced ALL of our fixed rate mortgages by at least 0.5% and also launched some new 2yr fixed products. On top of that, we have also increased our Product Transfer proc fee’s to now be in line with the same as new business to reflect the work you as

TSB new Rate Switch process, which continues to be within the Charter guidelines of “up to six months”:  Applicants can submit a Rate Switch application 3 months before their current product end date (ERCs may apply if completion takes place before their current product ends). Error code MSO003 means the application has been started too early. The application

Here’s a summary of what’s changed: Prime Purchase 3-year fix – £0 fees reducing rates across all LTVs up to 90%. 3-year fix – £999 fees reducing rates across all LTVs up to 85%.  3-year fix – £1,999 fees reducing across all LTVs up to 85%. Prime Remortgage 3-year fix – £0 fees reducing rates

As of  Wednesday 11th October, we have added new 7 and 10 Year Longer Term Fixed Rate products for Semi Commercial and Holiday Let. This F2 Extra range is available exclusively through select partners. New F2 Extra rates include: New 7 and 10 Year Longer Term Fixed Rate products introduced for Semi Commercial, up to 70%