ALL LENDER UPDATES

We’ve made positive changes to our lending criteria for Foreign National applicants. We’re also enhancing our Interest Only proposition. Summary of changes: Interest Only – the maximum LTV has been increased to 75% Foreign Nationals without indefinite leave to remain – the maximum LTV has been increased to 85% This is available to sole applicants with an income of […]

At Central Trust, we specialise in providing efficient financial solutions—even when unexpected challenges arise. A recent client needed a £43,481.54 loan over 65 months at 7.99% APR to consolidate debt, saving them £364 per month. However, there was a hurdle—their property purchase in November wasn’t yet updated on the Land Registry. By acting fast, we:  Expedited the Land Registry application  Submitted to underwriting within 48

We updated our lending policy to reduce our Product Switch window from 180 days to 90 days. To minimise the impact to your customer, we will be making incremental system reductions on our Broker Platform when keying a Product Switch application to: 150 days from early April 120 days from early May 90 days from early June We

Multi-Loan Product Our Multi-Loan product has been designed with landlords in mind, this product reduces upfront mortgage costs, with just a completion fee. Streamlined Application Process We’ve done away with duplicate documents. Now, brokers can submit a ‘master application’. This is used to underwrite subsequent cases for up to 12 months after the initial application.*

As a specialist Buy-to-Let lender, we’re committed to providing fast, flexible, and tailored solutions to meet your clients’ needs. Our Buy-to-Let features include: Lending across the UK – England, Wales, Scotland & Northern Ireland Smaller advances from £10,000 High LTVs – Up to 75% on both 1st & 2nd charges Minimum property value £75,000 and non- standard

We’re trimming rates on some resi and holiday let products. We’re also extending the end dates on some of our 2 year products. Relax with our Holiday Lets Up to 60 days of personal use Loans up to 80% LTV Loan amount assessed using average rental from high, mid and low season Later life lending up to

We understand that your high net worth clients are more likely to have complex circumstances, whether that’s a quirky property, non-standard income, or a mixture of different complexities. And that’s exactly where our larger loan solutions up to £5m can help. Watch our short video to find out more. We’ve put our Head of Sales,

February was full of interesting enquiries, and our teams were on hand to help brokers navigate them. In our latest video, we’ve brought together four key teams: Sales, Pre-Offer, and the Product Transfer team to break down some of the broker questions from the past month. Whether it’s criteria clarifications, process insights, or product details,