ALL LENDER UPDATES

Atom Criteria Highlights

Atom shares some Criteria Highlights. High income multiples: 5.5 x with 60K combined employed income, Self-employed client can use share of pre-tax profit plus salary and will get 5.5x income if earning 75k or 100k joint income. Lending on Flats: 5.5x and up to 90% LTV (non-new build flats) with 2 year deals available 90/95%

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LiveMore remove maximum Age & Increased Standard Mortgage Term

What’s changing? There’s no longer a maximum age across our range of Standard Capital & Interest and Standard Interest Only mortgages. Previously, the limits were set at 85 and 80 years, respectively. We’ve increased the maximum mortgage term: From 30 to 40 years on Standard Interest Only From 35 to 40 years on Standard Capital & Interest Reminder… Standard and Retirement Interest Only (RIO) mortgages: For sole

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MFS New Product: Bridge Fusion

Introducing Bridge Fusion, MFS’ innovative product that merges the advantages of bridging and buy-to-let finance. This 2-year tracker loan provides enhanced flexibility to navigate market uncertainties. Loan Details: Loan Amount: £100k to £20m Maximum LTV: Up to 75% Term: 2 years (12-month extension possible) Property types: Residential, semi/commercial Suitable for individuals, companies, trusts, and offshore entities Product

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