ALL LENDER UPDATES

Did you know that you no longer have to select the L&G club route when they submit business to The Mortgage Lender.  The became effective January 2025. So now, when you submit a case you can choose to submit direct. Should you have any questions relating to this contact your BDM. alice.baggott@themortgagelender.com Mobile: 07983 519279 www.themortgagelender.com

Foundation Home Loans will reduce their Buy to Let core and Specials ranges. The changes include new products with reduced rates to support your individual and limited company landlords. BTL Core changes: New F1 Limited Edition 2 Year Fixed product to 75% LTV, with a rate of 5.65% and a 1% fee New F1 Limited

Foundation Home Loans will increase maximum loan sizes across their F1 – F3 Residential tiers. This means they can now help even more people get the funding they need, especially those who might not fit the typical high-street lending criteria. For our F1 and F2 tiers, which cater to clients who just miss the mainstream

Return of our popular 5 year BTL.  And we’re giving some of our other 2 and 5 year products a fresh trim. What we’re doing Our standard 5 year fix BTL – and its light refurb stablemate – are back by popular demand. We’re also lowering some of our 2 and 5 year products across residential,

Since its launch in July, Switch & Fix has been helping customers, either on variable rates or with an upcoming fixed rate expiry, move to a new loan with a new fixed rate through a streamlined process. Today we’re improving the Switch & Fix proposition further by launching 2 and 5 year fixed rate Buy-to-Let products for

Foundation Home Loans will increase maximum loan sizes across their F1 – F3 Residential tiers. This means they can now help even more people get the funding they need, especially those who might not fit the typical high-street lending criteria. For our F1 and F2 tiers, which cater to clients who just miss the mainstream

We’re now accepting mortgage applications from customers without permanent rights to reside in the UK, who can apply for a mortgage for up to 90% of the property value, this includes Shared Ownership loans. These individuals need to be on either a Skilled Worker Visa, Global Talent Visa, or Health and Care Worker Visa and

Whether it’s a charming countryside retreat or a picturesque seaside haven, securing a loan against a holiday let property could free up funds for your customer’s next investment. As part of our new product changes, we improved our Holiday let criteria. Here are some key features:  We lend up to 75% LTV on a 1st

We are reaching out to inform you about revisions to our existing product range, specifically regarding pricing adjustments set to take effect on Tuesday 14th January 2025. Key Highlights: New rates effective from Tuesday 14th January, at 9am Reduction in 2-year Standard UK Resident rates and increases across 2-year Specialist and 5-year fixed-rate UK Resident products

West One have exciting news to share, we are pleased to confirm that we are now able to lend on BTL properties in Scotland! We are now able to lend on a wide variety of properties in Mainland Scotland, from Standard houses, flats, and maisonettes up to 80% LTV, to more specialist property types including,