ALL LENDER UPDATES

Good news!  We’ve launched some new Buy to Let Specials, take a look! Buy to Let Prime Specials: 75% LTV, 5 years fixed, 4.64%, 5% fee 75% LTV, 5 years fixed, 5.29%, £4000 fee (also available to Limited Company applications) To view our full range of products please see the product guides below Please note, for […]

The Labour government wants privately rented homes to have a minimum energy performance rating of a C by 2030.  Here Aldermore investigates the impact this may have on landlords. Your landlord clients already have plenty on their plates with the forthcoming Renter’s Right Bill . But there’s another change coming their way,  new Minimum Energy Efficiency Standards

Following the announcement by the Bank of England of a reduction in interest rates, we will be reducing our standard variable rate by 0.25%. Standard Variable Rate Reduction Our standard variable rate will reduce from 5.25% to 5.00% with immediate effect. Our reduced SVR tracker products will be available for selection in our broker portal.

We’ve lowered the minimum equity required on our standard interest-only mortgages by up to £91,500! This means your clients can now access larger loans. Our new Minimum Equity requirements fall into four bands: Two examples of how your clients could benefit… For any questions please get in touch: 020 4525 7754 sales@livemoremortgages.com contact your local business development

Levels of profitability reported by landlords in the third quarter of this year have hit their highest point since the first quarter of 2022, Paragon Bank research has revealed.  A survey of over 700 landlords, carried out on behalf of Paragon by Pegasus Insight, showed that, on average, almost nine in 10 (87%) reported making

Zephyr has enhanced its BTL portfolio service. There is now no limit on the total portfolio loan amount (over £5m assessed on a case-by-case basis), only one £200 application if all properties are submitted within 6 weeks, and a bespoke service which includes a dedicated underwriter. Find out more and get contact details here: www.zephyrhomeloans.co.uk

Did you know, here at Family Building Society we can look at using your clients other assets to help with affordability and not just the usual employed/self-employed income streams. Your client also doesn’t need to be drawing it, they simply have to be able to have access to use it in order for us to consider. This

It’s well publicised that the bridging finance market is growing, and you may recognise the opportunity but wonder if it’s right for you and where exactly to start? We’re here to boost your bridging finance confidence and help you take the first steps to understanding bridging finance better. Let’s start with some common misconceptions, you

We would like to remind you of our recent product enhancements to our residential mortgage range. We have introduced a new 95% LTV product designed to exclusively support first-time buyers. Highlights of our 95% LTV products: Fixed Rates from 8.19% Standard LTI up to 5.0 times income Allows for defaults (satisfied and unsatisfied) and satisfied

To improve the customer journey, we are introducing some positive changes to our application process with immediate effect to streamline our underwriting requirements: Rent References – Private Landlords We can now accept a signed letter or email from private landlords alongside filtered bank statements to evidence the last 3 months’ rental payments. We ask that