ALL LENDER UPDATES

Our flexible criteria and willingness to consider cases other lenders deem too complex gives us an edge. Complex trading structures got you scratching your head? We accept any SPV SIC code, so we can consider anything from a traditional limited company right up to landlords purchasing using a trading company. Non-standard property left you wondering where […]

We are delighted to announce some positive changes to our second charge product range. KEY HIGHLIGHTS Buy-to-Let Second Charge Product Refresh We have overhauled our Buy-to-Let product range which includes the following changes: Improved Affordability for BTL borrowers which should result in significantly more landlords meeting our minimum DSCR requirements Increased LTV’s up to 75%

Our New & Improved Later Life Range We’ve expanded our range of Later Life mortgages, designed to support borrowers aged 55+, with new In and Into retirement products and improved RIO criteria. With no max age, up to 70% LTV, and a wide variety of income sources accepted. Article | Product page Introducing Complex Prime

Helping clients borrow more, responsibly For some clients, the numbers on paper don’t tell the full story. They’re earning well, managing money sensibly, and could clearly afford a little more, but traditional affordability caps hold them back. That’s where AffordAbility+ comes in. It’s our modern, responsible approach to higher-income lending, allowing borrowing of up to

The wait is over – Rely has officially launched to the whole of the market. We’re now live on sourcing systems and ready for your next buy to let case. PRODUCT RANGE HIGHLIGHTS Up to 80% LTV 2,3,4 and 5-year fixed terms £0 fees available Free vals on selected products Designed to cater to the

New limited edition residential owner occupied products We’ve launched new limited edition residential mortgage rates, helping you to find the right mortgage for your clients. Level 1 – limited editions ►2 year fixed with zero fee, 5.94% to 85% LTV ►2 year fixed with zero fee, 5.99% to 90% LTV ►2 year fixed with zero fee, 6.29% to 95% LTV Level 2 – limited editions ►2 year

For every valuation instructed with Lowry Capital during the month of November, the broker will receive a brand-new iPhone on completion. With regards to commissions: We pay 1% of the arrangement fee to the broker. The broker will also receive an additional £500 worth of vouchers of their choice (for every deal/first drawdown), or they can add it to their invoice. Please note that all commissions are always

We’ve listened to your feedback when making this improvement and strengthened our proposition across the board, from enhanced criteria and higher loan-to-values, to competitive rates and a more flexible approach to income, affordability, and credit history. All this is backed by a team of specialists who understand the complexities of residential owner-occupied lending and are dedicated to helping you unlock more choice and more opportunity for

We’ve recently reduced our bridging rates, making it easier than ever for your clients to access the funds they need. We offer both 1st and 2nd charge bridging loans, giving you flexibility to support more client scenarios. Here’s why brokers choose our 1st charge bridging loans: Rates from 0.95% Free legals – For unencumbered properties and remortgages up to £100,000 in England, Wales, and Scotland, we handle

ColCap Financial and Molo complete second securitisation of £300 million from the Molossus programme ColCap Financial Limited (ColCap Financial) and Molo Tech Limited (Molo), the specialist mortgage lender for UK and overseas borrowers, are pleased to announce the completion of the second securitisation in the Molossus programme, Molossus BTL 2025-1, which follows the success of the inaugural Molossus BTL 2024-1 securitisation in May 2024. The Molossus BTL 2025-1 securitisation comprises £259 million of prime UK buy-to-let mortgage assets in England and Wales, originated under ColCap Financial’s lending UK brand Molo, in addition to £41 million