ALL LENDER UPDATES

We aware of the challenges your self-employed clients face when it comes to finding a mortgage. They may have only been trading for a short time, have non-standard or complex income, which mainstream lenders typically can’t or won’t consider. But we don’t let this put us off, in fact, it’s a challenge we’re happy to take […]

A skilled worker visa holder’s home is their castle’ may not have much of a ring to it, but we can all appreciate the sentiment. It’s the yearning to call a house a home, and is an ingrained part of the British psyche. And when skilled foreign workers make the life-changing decision to bring their

Foundation Home Loans are pleased to announce that they now offer Joint Borrower Sole Proprietor (JBSP) mortgages – a set of mortgage products for cases with multiple applicants on the mortgage, but fewer on the property deeds. JBSP mortgages are for cases where multiple applicants (up to 4) are named on a mortgage (normally for

More choice!  NEW products for more residential options. Our new 1-year fixed range could help those who want the comfort of short-term fixed payments. We’ve also launched new lifetime trackers. Ideal for customers who want more freedom than a fixed rate. These products are available on both purchase and remortgage cases. 1-year fixed: Rates from

Gatehouse announce that the have made a number of positive changes to our Buy-to-Let (BTL) and Home Purchase Plan (HPP) product range. The changes are outlined below: HPP refinance reinstated We will now offer refinance on all HPP products available to UK residents and UK Expats, including Green and higher FTV products up to 90%

Zephyr reduce 2 and 5 Year Fixed Rates and launch some new products. With a wider range of competitive options, brokers can help landlords leverage their property the best way for their individual needs. REDUCED fixed rates – now starting from 3.64% NEW 80% LTV with NO Product Fee – for landlords who need capital NEW 7%

Lendinvest made lots of changes this week, please see below a summary and links to rates/calcs! BTL updates this week: Up to 80% LTV five-year products for standard properties and small HMOs Increased max LTV for New Build Flats in line with New Build Homes 2-year and 5-year fixed rates for Holiday Lets are now

We believe Mental Health Awareness is integral all year round.  Therefore, it’s imperative we consistently shed a light on the importance of open communication around mental health in our industry.  Our very own Rob Barnard was recently joined by Jason Berry, Group Sales Director at Crystal Specialist Finance and Co-Founder of Mortgage Industry Mental Health

This week’s Kensington spotlight – New lower rates across Resi and BTL New lower rates across Resi and BTL We’ve reduced rates on Residential products up to 92.5% LTV, including our Select and Core ranges. Our new Mid LTVs are also included, with the rates now from 5.74% for 5 years fixed at 82.5% LTV

Why choose Mercantile Trust?     Mercantile Trust is part of Norfolk Capital Group that was founded in 1988. We always aim to deliver world class service. Our team of experienced underwriters provide expert guidance and personalised support throughout the application process. We take pride in our efficiency to respond to applications. Our use of