We are a specialist buy-to-let lender who helps brokers find solutions for various client and property scenarios. They lend to landlord clients looking to borrow both personally and through various corporate structures. Keystone can also finance standard buy-to-lets and higher-yielding properties such as HMOs and Multi-Unit freeholds.
We also offer product transfers, and product transfers with additional borrowing as well as a refurb to let range for those seeking to carry out refurbishment projects.
Property Solutions for….
| ✔ HMOs up to 15 occupants | ✔ Ex-local Authority properties |
| ✔ Multi-units up to 15 units | ✔ Student lets |
| ✔ High-rise flats | ✔ Universal Credit Tenants |
| ✔ Flats above commercial | ✔ Minimum property value – £75K |
| ✔ Studio flats – min 30sqm | ✔ Multi-let (no HMO licence required) |
Client Solutions for…
| ✔ Up to 80% LTV | ✔ Individuals, Trading Ltd Co, SPVs & LLPs |
| ✔ No minimum employment history | ✔ First-time landlord for standard properties |
| ✔ Foreign Nationals residing in the UK | ✔ First-time landlords on HMO/Multi units up to 6 occupants/6 units |
| ✔ Portfolio lending up to £10m | ✔ No minimum income for existing landlords |
| ✔ Up to £2.5m per single property | ✔ Gifted deposits & inter family sales accepted |
Keystone Property Finance are particularly good at helping brokers who are struggling to place complex buy to let cases. With their flexible underwriting and experienced team of Business Development Managers Keystone can help you find the best solution for your client.
