What is ‘development finance’?

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Development finance is a viable short-term funding option for many types of property projects, from regulated self-builds to the construction of multiple units for profit.

The funds of a development loan can be used to purchase and build on previously undeveloped land, to renovate existing properties, or to convert currently uninhabitable buildings (such as disused barns and churches) into family homes or office spaces.

Given its suitability in so many types of projects, development finance is used by many different types of people: property developers, large companies, small and medium-sized enterprises, private individuals (seeking a profit) and self-build enthusiasts.

In some scenarios you can borrow 100% of the funds you need, whether that is the purchase price, the project costs, or both.