Whether your client needs a Standard, Expat, Ltd Co. or Offset Buy to Let mortgage, see how we can help.
- No minimum income
- No stress test on background properties held (just need to be self-financing)
- Max LTVs for BtL products now 70%
- We accept applications up to the age of 89
- Expat cases accepted from over 40 countries, plus further countries through agreed packagers
- We have a common sense approach to lending and use real human beings to underwrite each mortgage case.
Buy to Let Offset mortgage
Our BtL Offset mortgage can help to maximise returns for your landlord clients, allowing any savings to be offset against the mortgage.
Landlords can opt for either:
- Payment reduction – offsetting savings to lower monthly payments
- Balance reduction – monthly mortgage payments will remain the same, but offset savings go towards reducing the capital, reducing the mortgage balance faster.
Either way, a BtL Offset mortgage can help to increase your clients’ net profit and ultimately increase their overall cashflow they receive from letting.
| FIND OUT MORE and see just how flexible we can be! |
Semi-exclusive products
Did you know that on top of our standard range of products we have additional semi-exclusive products available via our packaging partners? Speak to your local Business Development Manager for more information.