Family BS Buy-to-Let Limited Company mortgages are available to landlords with any number of properties in their portfolio
Buy to Let Limited Company mortgages have become increasingly popular over the past few years due to tax changes.
Why choose a Buy-to-Let Limited Company mortgage over a Standard buy-to-let mortgage?
- No Income Tax on rental income
- Ability to deduct certain expenses when a client owns a property through a Buy to-Let Limited Company mortgage
- More flexible for tax planning and saving
How can we help?
- No limit to the number of properties in a SPV
- No minimum income
- No stress test on background properties held (just need to be self-financing)
- No limit on the number of background properties
- Max LTVs for Buy to Let products now 70%
- We can lend up to 60% LTV without personal guarantees
- We accept applications up to the age of 89
- We have a common-sense approach to lending and use real human beings to underwrite each mortgage case.
We can also consider up to eight directors on an application, as well as offering Buy-to-Let Limited Company mortgages on Repayment and Interest-Only.
Semi-exclusive products
Did you know that on top of our standard range of products we have additional semi-exclusive products available via our packaging partners? Speak to your local Business Development Manager for more information.