Family BS Revised Semi-Exclusive Products

Family Building Society logoFamily BS have revised their semi-exclusive mortgage products, see product highlights below:

Owner Occupier Semi-Exclusives

  • 2-Year Fixed Rate (Interest-Only)
    • Initial Rate: 5.14% (60% LTV, Product Code: XF1204)
    • Initial Rate: 5.29% (80% LTV, Product Code: XF1205)
    • Early Repayment Charges: 2% until 30/06/2027, 1% until 30/06/2028
    • Product Fee: £0
  • 5-Year Fixed Rate (Interest-Only)
    • Initial Rate: 5.19% (60% LTV, Product Code: XF1209)
    • Initial Rate: 5.34% (80% LTV, Product Code: XF1210)
    • Early Repayment Charges: 5% until 30/06/2027, reducing annually to 1% until 30/06/2031
    • Product Fee: £0

Ltd Company Buy to Let Semi-Exclusives

  • 5-Year Fixed Rate
    • Initial Rate: 5.19% (75% LTV, Product Code: XF1224)
    • Early Repayment Charges: 5% until 31/05/2027, reducing annually to 1% until 31/05/2031
    • Product Fee: 1% of loan amount (minimum £1,000)

Expat Buy to Let Semi-Exclusives

  • 5-Year Fixed Rate (Interest-Only)
    • Initial Rate: 5.34% (75% LTV, Product Code: XF1229)
    • Early Repayment Charges: 5% until 31/05/2027, reducing annually to 1% until 31/05/2031
    • Product Fee: 1% of loan amount (minimum £1,000)

Additional Information:

  • Application Fee: £175 + Valuation Fees*
  • Valuation Fees: £0 for properties up to £500,000; £330 discount for properties above £500,000
  • Cashback: £500 towards legal costs for remortgage applications
  • Loan Amounts: £45,000–£500,000 for purchase/remortgage

Please note these products have limited funds and may be withdrawn at any time.

For further details or a personalised illustration, please contact the Family BS Mortgage Desk at 01372 744155.

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