We’ve updated the criteria on our 95% LTV offering to meet the needs of even more first-time buyers!
Our 95% LTV products are now available for:
- Employed and self-employed workers (as long at least 50% of the income used to support the mortgage comes from employed income)
- Standard houses and flats*
- Sole applicants earning £18k+ and joint applicants earning £20k+
- Properties up to £700k in London and the South East (and £500k in other areas)
Remember, if your client uses Generation Home the entire 5% can come from a deposit booster.
Struggling with affordability? Your clients could supercharge their income multiples with up to 6 people on the application.
Check out the rates on our 2-year and 5-year 95% fixes here.
* We can lend up to 90% on new build houses and flats
