Generation Home: Our 95% Product Just Got Even Better

We’ve updated the criteria on our 95% LTV offering to meet the needs of even more first-time buyers!

Our 95% LTV products are now available for: 

  • Employed and self-employed workers (as long at least 50% of the income used to support the mortgage comes from employed income)
  • Standard houses and flats*
  • Sole applicants earning £18k+ and joint applicants earning £20k+
  • Properties up to £700k in London and the South East (and £500k in other areas)
Remember, if your client uses Generation Home the entire 5% can come from a deposit booster.

Struggling with affordability? Your clients could supercharge their income multiples with up to 6 people on the application.

Check out the rates on our 2-year and 5-year 95% fixes here.

* We can lend up to 90% on new build houses and flats
Easy Video Reviews

{{startingCount}}
{{time(finishingCount)}}
{{trans(`You have no camera installed on your device or the device is currently being used by other application`)}}
{{trans(`Please try visiting this page with a valid SSL certificate`)}}
{{trans(`You can record up to %s minutes, don't worry you will review your video before sending`, time(preference.limits))}}
{{trans('Seconds')}}
{{trans(`You can record up to %s minutes, don't worry you will review your video before sending`, time(preference.limits))}}
{{trans('Uploading video...')}}
{{send.message}}

{{trans('Upload video')}}

{{trans('Drag your files here or click in this area')}}
{{uploader.file}} {{uploader.size}} x